My guess: Ramon is under 30, and was invited by a good-looking fellow under-30 to learn about ways to maximize wealth. If it's the one I'm thinking of, they meet at Starbucks and show you some basic stuff about saving, budgeting, and the like but they make it sound more complicated than it really is, but they have a lot of positivity - You can do it, Ramon!
After Ramon opened a number of savings accounts and got going with the strategy, he was then praised for his ability to understand it all, and was informed of the additional tax benefits of becoming his own business and [-]sharing the koolaid with[/-] educating his friends and taking tax write-offs at the same time.
Ramon is a smart guy who is not quite the salesman and is now just ever so slightly worried that the Starbucks, positivity, and info about business write-offs may not be quite accurate, so he is seeking a second opinion.
Did I guess about right, Ramon?