Emeritus
Full time employment: Posting here.
- Joined
- Feb 27, 2009
- Messages
- 886
Still makes no sense to me.
So, a full-time employee who is 60 years old, for example, can receive subsidized group health medical insurance. And if he retires, he can receive subsidized retiree medical insurance. But if he reduces his work hours without retiring, he becomes ineligible for group health insurance altogether. How is he riskier if he works more hours or less hours than his part-time hours?
You are (quite naturally) inverting the cart and the horse. It isn't that cutting back increases the risk it is that people with increased risk cut back. E.G. if you take the whole group who cut back you find a lot of folks who are undergoing chemotherapy or other therapy. If you have a lawful way to exclude an increased risk group, you do it.