We have both and had decided to use the STORE card because the rewards are immediate each month (no need to wait for some minimum value to redeem as I believe the VISA requires). Today I got the STORE card statement and there were 2 mini-charges and one for $200. Rewards were 5% for the mini-charges
but nothing for the $200.
After some calling around the conclusion was that the $200 was for some golf shop DW bought stuff from which was using AMZN only to handle the payments. In fact the other charges are called AMZN RETAIL and AMZN MARKETPLACE but the big charge is called AMZN PAYMENTS for which there are 0 rewards because it wasn't bought from AMZN (STORE card).
I assume if the golf shop had accepted the AMZN VISA under the AMZN PAYMENTS umbrella, we would at least have gotten 1%? Now I am rethinking the VISA vs STORE card situation. I guess waiting a bit to get to some minimum rewards level is more acceptable and earning at least 1% w/ the VISA is better than not earning anything because of this AMZN PAYMENTS DEAL w/ the STORE card. For AMZN purchases, both earn 5%.
Your conclusion about which to use might be different but am I understanding things correctly?
but nothing for the $200.
After some calling around the conclusion was that the $200 was for some golf shop DW bought stuff from which was using AMZN only to handle the payments. In fact the other charges are called AMZN RETAIL and AMZN MARKETPLACE but the big charge is called AMZN PAYMENTS for which there are 0 rewards because it wasn't bought from AMZN (STORE card).
I assume if the golf shop had accepted the AMZN VISA under the AMZN PAYMENTS umbrella, we would at least have gotten 1%? Now I am rethinking the VISA vs STORE card situation. I guess waiting a bit to get to some minimum rewards level is more acceptable and earning at least 1% w/ the VISA is better than not earning anything because of this AMZN PAYMENTS DEAL w/ the STORE card. For AMZN purchases, both earn 5%.
Your conclusion about which to use might be different but am I understanding things correctly?