Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 01-22-2022, 12:06 PM   #41
Full time employment: Posting here.
Lakedog's Avatar
 
Join Date: May 2007
Posts: 944
Quote:
Originally Posted by Franklin View Post
Funny how this thread started on the 15th and the responses showed an interesting and steady performance decline 6 days later.
Made me look at my post from the 16th:

"Up 3.2% (55% equities) - primarily due to energy slant (OKE, KMI,VDE) which has more than offset drop in VTI."

Five trading days later, I'm only up 1.1%. I do plan a bit of buying if the market continues the down trend but other than a specific stock or two, probably won't add much unless the market is down at least 20%.
Lakedog is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 01-22-2022, 12:21 PM   #42
Full time employment: Posting here.
Dog's Avatar
 
Join Date: Apr 2006
Posts: 876
We are down, but Iím not going to calculate how much. We withdrew our living expenses for 2022 earlier this month, so no need to touch our accounts for the remaining year.
Itís possible this may be the beginning of a market decline. If so, we will get to test our plan and see how we fare.
__________________
"Tell me, what is it you plan to do with your one wild and precious life?" - Mary Oliver
Dog is offline   Reply With Quote
Old 01-22-2022, 12:46 PM   #43
Dryer sheet aficionado
 
Join Date: Jul 2014
Posts: 32
Quote:
Originally Posted by sengsational View Post
S&P 500 5.7% off the recent peak.


Ya Iím down like the S&P but will go up like the S&P
BGH1 is offline   Reply With Quote
Old 01-22-2022, 12:50 PM   #44
Thinks s/he gets paid by the post
 
Join Date: Mar 2009
Posts: 2,906
Nothing to report yet. My cash bucket has 20k or so extra but that certainly won't move the needle. Somebody please wake me up when we're down over 20%. With a LMP plan in place there is still not too much I'll do.
__________________
Took SS at 62 and hope I live long enough to regret the decision.
foxfirev5 is offline   Reply With Quote
Old 01-22-2022, 01:27 PM   #45
Recycles dryer sheets
 
Join Date: Sep 2019
Location: Leander
Posts: 93
Quote:
Originally Posted by aja8888 View Post
How are you down 1.9% on cash?


I have less cash than I started the year with due to some travel expenditures extending into next year.
ATXFIRE2034 is offline   Reply With Quote
Old 01-22-2022, 01:52 PM   #46
Recycles dryer sheets
 
Join Date: Jul 2011
Location: New York
Posts: 53
Our portfolio is down 2.4% as of 1/21/2022 with a 35/55/10 (equity/bond/cash) port. We are already in RMD land so this number already includes the first month. Have already pecked at VTI during the dip.
BGold is offline   Reply With Quote
Old 01-22-2022, 02:35 PM   #47
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
audreyh1's Avatar
 
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 34,707
Quote:
Originally Posted by Retire2023 View Post
Down about 6.2% NW YTD. So far, I find myself pretty sanguine about the decline. I have some open orders, if thing keep dropping, I can pick up some sales. This is what the market does!
Same here - about feeling sanguine.

Glad I gifted some highly appreciated securities to our DAF in Nov last year which turned out to be near the peak.

I just pretty much sit on my hands, and if it gets bad enough I look for tax loss harvesting opportunities. Itís not anywhere near bad enough yet.
__________________
Retired since summer 1999.
audreyh1 is online now   Reply With Quote
Old 01-22-2022, 03:26 PM   #48
Recycles dryer sheets
 
Join Date: Jan 2022
Posts: 277
"Feeling sanguine."


The market's basically back to where it was six months ago, so perhaps we haven't felt any significant pain yet. I have accounts with a few different providers, so I only check my complete portfolio every quarter-end. I started the year with 40% in equities and bit too much cash, so I've been investing a bit of it every day. I wouldn't mind getting to 60% equities.
Phroig is offline   Reply With Quote
Old 01-22-2022, 03:56 PM   #49
Moderator Emeritus
aja8888's Avatar
 
Join Date: Apr 2011
Location: The Woodlands, TX
Posts: 16,893
Quote:
Originally Posted by ATXFIRE2034 View Post
I have less cash than I started the year with due to some travel expenditures extending into next year.
Ok, I thought maybe your cash lost value.
__________________
Now a widower and wondering what the rest of my life has in store for me?
aja8888 is offline   Reply With Quote
Old 01-22-2022, 04:39 PM   #50
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 34,848
Quote:
Originally Posted by street View Post
I know I will be eating good and still have a roof over my head. I really can't ask for more than that and I'm satisfied...

I am greedy, and I do ask for more. Like a few sets of wheels, and some booze to wash the food down.

Lemme check. I still have 3 cars and a motorhome. And my booze cabinet still has the 50 bottles of spirit or so from the last time I counted (to make a post on a recent booze thread). I have fewer than 2 dozen bottles on the wine rack.

And as my wife emptied out the freezer of the main fridge for me to replace the defrost heater just now, I counted 5 NY steaks, and numerous other meat and seafood portions. Hmmm... I guess the lamb racks and lamb shanks must be out in the auxiliary fridge in the utility room.
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)

"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
NW-Bound is online now   Reply With Quote
Old 01-22-2022, 05:07 PM   #51
Thinks s/he gets paid by the post
 
Join Date: Jun 2021
Posts: 1,082
We are 80-20, cash not included in mix, and we are down 6%. We have enough cash and annual dividends/interests to last us for many years.
RetiredHappy is offline   Reply With Quote
2022 Investment Performance Thread
Old 01-22-2022, 05:32 PM   #52
Recycles dryer sheets
 
Join Date: Dec 2012
Posts: 59
2022 Investment Performance Thread

Not loving the down turn since I sent in my letter of resignation on 1/12, last day is 1/26. Can I get a recall on that letter?
rdy4er is offline   Reply With Quote
Old 01-22-2022, 07:07 PM   #53
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
street's Avatar
 
Join Date: Nov 2016
Posts: 7,795
Quote:
Originally Posted by NW-Bound View Post
I am greedy, and I do ask for more. Like a few sets of wheels, and some booze to wash the food down.

Lemme check. I still have 3 cars and a motorhome. And my booze cabinet still has the 50 bottles of spirit or so from the last time I counted (to make a post on a recent booze thread). I have fewer than 2 dozen bottles on the wine rack.

And as my wife emptied out the freezer of the main fridge for me to replace the defrost heater just now, I counted 5 NY steaks, and numerous other meat and seafood portions. Hmmm... I guess the lamb racks and lamb shanks must be out in the auxiliary fridge in the utility room.
Your set Brother!
We can be a greedy bunch but really it comes down to health and just the essentials of life for me. I have a lot but only need a little to be so happy and content. That is why we have money because we need so little (frugal).
street is offline   Reply With Quote
Old 01-22-2022, 08:18 PM   #54
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
RobbieB's Avatar
 
Join Date: Mar 2016
Location: Central CA
Posts: 8,935
It's not about needs, it's about wants -
__________________
Retired at 59 in 2014. Should have done it sooner but I worried too much.
RobbieB is offline   Reply With Quote
Old 01-23-2022, 06:16 AM   #55
Recycles dryer sheets
 
Join Date: Jan 2022
Location: ZŁrich
Posts: 132
My first week this year, was the best first week ever.
Then came FED and most positions stopped going up.
I don't know exactly what my performance is.

My assets are distributed among banks and accounts.

Best stocks for the moment: PBR, VALE
Worst investment since begin of the year: TKA (DE000750000)
I think I'm somewhere between +1 and +3%

Once a quarter, I'm doing the number crunching.
Haven't done the numbers for last year yet.

Most positions are so called value stocks, some dividend paying ETF on regions or sectors

I should have sold Greek Government Bonds.
matjung is offline   Reply With Quote
Old 01-23-2022, 06:24 AM   #56
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 34,848
Quote:
Originally Posted by RobbieB View Post
It's not about needs, it's about wants -
True that.

At some point, I will want not a boat but a nice class B RV. Right now, I still want some more money. It's to show to myself I can conquer greed and fear as an investor.

I still remember in an interview with Soros, Bartiromo asked him why he still wanted more money which he could not spend. Soros said that it was to show that he could still understand how the world worked.

And Soros was a billionaire, while I am still trying to figure out how this stock market works.
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)

"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
NW-Bound is online now   Reply With Quote
Old 01-23-2022, 06:51 AM   #57
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
target2019's Avatar
 
Join Date: Dec 2008
Location: On a hill in the Pine Barrens
Posts: 8,696
Quote:
Originally Posted by sengsational View Post
I didn't see an investment performance thread for 2022. The last two were started by robnplunder, but he hasn't posted since November, so I thought I'd get the ball rolling because.....

As of the middle of January, the S&P 500 is DOWN 2.74% (based on quick math on VFINX), and I thought it might be interesting to see how far down most of us are, and give those who are holding cash a little bit of bragging space Maybe we should have a contest for who is the farthest down and when they get above water. And of course we'll make note of those who are conspicuous by their absence

Personally, I'm down 1.9%, all-in, spend adjusted with about 2/3 equities.

This year I'm going to try something different on spend adjusting. Earlier, I had taken the annual expected spend amount, divided it by 365, then multiplied it by the number of days so far in the year. But yesterday I wrote a program that attempts to tally just the appropriate actual spending (and ignore the transfers) out of my accounting system. We'll see how that works. Easy to manually examine, as there are of course only 15 days so far. We'll see if this holds-up, or is too much trouble.

For continuity, last year's thread is here: https://www.early-retirement.org/for...ad-107177.html
Just a note about thread drift. Not wanting to interfere with the ongoing discussion, but there are other threads about individual stocks, dips, and what I'm buying. I think the original intent of this topic in past years was an interesting one. At the end of each month members logged their investment accounts and computed investment performance year-to-date. So it was a monthly YTD thread. Of course there were follow-up conversations to ease the pain or share the joy.

It's fine with me if it becomes something else. There are probably no rules written down about this in any of the past years, so "whatever" is fine with me.

Cheers!
target2019 is offline   Reply With Quote
Old 01-23-2022, 07:26 AM   #58
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
steelyman's Avatar
 
Join Date: Feb 2011
Location: NC Triangle
Posts: 5,671
Good point, target2019, especially early in the year.

I remember someone took the time to plot returns vs asset allocation one year, it was interesting. That would be very difficult to do in a thread that combined data with various ramblings.
__________________

steelyman is offline   Reply With Quote
Old 01-23-2022, 07:38 AM   #59
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
street's Avatar
 
Join Date: Nov 2016
Posts: 7,795
^^ I agree the thread has got off track from what from original purpose of thread was at one time.
street is offline   Reply With Quote
Old 01-23-2022, 07:43 AM   #60
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
pb4uski's Avatar
 
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 33,640
Quote:
Originally Posted by NW-Bound View Post
^^^^ The drop of 5.7% is for this week alone.

On Jan 3 and Jan 10, the S&P closed at 4797.

Today, it closed at 4398, for a drop of 8.3% from its all-time high.
Not even a correction.... yet.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.

Retired Jan 2012 at age 56
pb4uski is online now   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
2017 YTD investment performance thread robnplunder FIRE and Money 706 01-08-2018 11:26 PM
2016 YTD investment performance thread robnplunder FIRE and Money 864 02-01-2017 08:45 AM
2015 YTD investment performance thread robnplunder FIRE and Money 689 01-21-2016 06:28 AM

» Quick Links

 
All times are GMT -6. The time now is 10:17 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2023, vBulletin Solutions, Inc.