ExFlyBoy5
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
I have started similar threads in years gone by and thought I would do it again this year. Basically...how did you do w/ credit card (and other banking) reward programs?
In 2020, I continued to use the same "core" cards and churned a few (pretty much skipped that in 2019) new cards. I also took advantage of opening a couple some bank accounts for bonuses since I had a decent amount of cash sitting around doing nothing.
Primary Cards are:
USAA Limitless Cash Back (2.5% on everything)
American Express Cash Card (6.0% Groceries, 3.0% Gas; $95 annual fee)
Amazon Chase Card (5% on Prime Purchases)
Chase Freedom (only rotating categories; 5%)
Opened Chase Checking/Savings for $600 Bonus
Opened Local Bank Account for $300 Bonus
Opened Local Bank Account for $250 Bonus
So, total cash back rewards for 2019: $3276.57
Glad to have that amount back, but it also illustrates that we spent quite a bit of money with some large expenses.
In 2020, I continued to use the same "core" cards and churned a few (pretty much skipped that in 2019) new cards. I also took advantage of opening a couple some bank accounts for bonuses since I had a decent amount of cash sitting around doing nothing.
Primary Cards are:
USAA Limitless Cash Back (2.5% on everything)
American Express Cash Card (6.0% Groceries, 3.0% Gas; $95 annual fee)
Amazon Chase Card (5% on Prime Purchases)
Chase Freedom (only rotating categories; 5%)
Opened Chase Checking/Savings for $600 Bonus
Opened Local Bank Account for $300 Bonus
Opened Local Bank Account for $250 Bonus
So, total cash back rewards for 2019: $3276.57
Glad to have that amount back, but it also illustrates that we spent quite a bit of money with some large expenses.