I got the Chase Sapphire sign-up bonus of $1,000 (+) worth of points. But yesterday I got my house insurance renewal....the dreaded "we couldn't give you the best rate" cover letter This isn't based on credit score (mine is >800), it's based on several things, one of which is the number of hard credit pulls, and also the most recent issue of credit. I don't know exactly how much more I'm paying, but it's probably around $50. No big deal, but annoying.
That's interesting news. TY points are typically not redeemable for a penny per point unless you have certain cards. Do they say that you will still be able to redeem at a penny per point? Or will you have an option to stay in the current cash redemption?My apologies if this information is up-thread somewhere. I didn't read all the way back. I just received notice that my Citi Double Cash card will be awarding "ThankYou Points" as the default starting March 28th. I believe in the past, you needed to convert your earned cash back dollars into ThankYou Points in order to use them.
According to the flyer, you can still easily apply your points to a statement credit (which no longer has a $25 minimum). Unless it's hidden in the details, nothing else appears to change.
That's interesting news. TY points are typically not redeemable for a penny per point unless you have certain cards. Do they say that you will still be able to redeem at a penny per point? Or will you have an option to stay in the current cash redemption?
It says "Redemption rates vary depending on how you choose to redeem your ThankYou Points". It also says "Same great value for cash back. When you redeem your ThankYou Points for cash back, you'll receive the same value as you did before. 1000 ThankYou Points equals $10 in cash back."
I'm having trouble visualizing the latter in my head as being the same. But I will wait and see. Coincidently, I just put in a request to convert $150 into a statement credit this morning -- before I got this letter.
I let the account terminate. Earlier this week they send me another special promotion on a new quicksilver card. Spend $500 in the first 3 months and receive a $200 credit. I couldn't say no.
This surprised me.
I let the account terminate. Earlier this week they send me another special promotion on a new quicksilver card. Spend $500 in the first 3 months and receive a $200 credit. I couldn't say no.
This surprised me. I always figured that once you took advantage of a deal like that, & didn't continue to use the card consistently after receiving the bonus dollars, you'd be blacklisted by that CC company.
I'm confused. Did you call them to cancel the card and ask if they could give you some sort of retention offer to get you to keep the card?I am surprised also. I have been a loyal Cap One card holder for years. I use their ENO system to pay a lot of online bills using unique account numbers that are good at one merchant. For my loyalty, I was recently offered........ Zero, Zed, Nada, exactly nothing. I am shocked, Shocked!