Gearhead Jim
Full time employment: Posting here.
I'm retired at 63 and DW continues as our homemaker at 61. We have a non-COLA pension that currently provides about 25% of our income, my early SS provides about 17%; the remainder comes from our IRAs.
Most of the IRA money is currently managed by a medium size management company whose fees are reasonable; they have specialized knowledge of my own unusual situations that were very useful over the last three years but not needed now. Unfortunately, their investment performance has been somewhat below par in relation to appropriate benchmarks.
I'm thinking of moving the IRA to Fidelity, Vanguard, or some other similar firm with low fees and a simple assest allocation plan during our "distribution phase".
Which company do you recommend, and why?
In your recommended company, do you see any particular fund or small group of funds you recommend for us?
Thanks!
Most of the IRA money is currently managed by a medium size management company whose fees are reasonable; they have specialized knowledge of my own unusual situations that were very useful over the last three years but not needed now. Unfortunately, their investment performance has been somewhat below par in relation to appropriate benchmarks.
I'm thinking of moving the IRA to Fidelity, Vanguard, or some other similar firm with low fees and a simple assest allocation plan during our "distribution phase".
Which company do you recommend, and why?
In your recommended company, do you see any particular fund or small group of funds you recommend for us?
Thanks!