FANOFJESUS
Thinks s/he gets paid by the post
Anybody eat at CHIPOTLE? https://www.chipotle.com/security
Was yours also a $5000 charge from the CAEE - the Colorado Alliance for Environmental Education? The first Elan associate thought it odd the charge came from a charitable organization.
Anybody eat at CHIPOTLE? https://www.chipotle.com/security
No, I don't remember the exact name but it sounded like some type of charitable or medical association.
I can sort of understand the CC companies choosing not to pursue fraud since it's not "worth it." However, at some point this encourages more fraud. Throwing a few folks in jail for a year for charging $50 on a stolen cc number would really slow this kind of thing down. To me, its not so much the "cost" (since I never pay a fee for a card nor do I ever pay interest.) To me it is the feeling that you have been taken advantage of and you feel relatively powerless to do anything about it. Most of the time, the CC co. makes it easy and quick to get back to using a card, but there's always the lingering doubt that you could eventually get stuck with some huge bill that you did not charge. I suppose it's a form of paranoia, but then again, being paranoid doesn't always mean that there isn't someone out to get you. YMMV
Very odd this.
Could be that you "pay" for it by the CC not offering you more bonuses, since they have to spend millions checking for, finding fraud etc. Plus they pass on this cost to the merchants where you buy the goods, so the merchants raise the price a little to make up the difference.
So somewhere you do pay for it.
What bugs me, is CC companies have millions of card holders, after 10 phone in to complain about a false/fake charge, they don't stop all future charges and deny that this specific charge is fake (Like I'm the only person who was charged $9.99 from another country).
I found this same fake charge on both a Visa and MC, so it was widespread.
Why don't they stop it? because they still make a profit if you pay the fake charge.
There is a cost to us for CC fraud.
This is what happened to a friend of mine who was spending his usual Winter month in Hawaii. A few days after he arrived, his CC was canceled due to fraud. Do you know how hard it is to get your CC issuer to send you a new card to a temporary address that is out of state? It took him 10 days and several trips to a bank in Hawaii to finally get them to ship him his card. If he had been out of the country I doubt if he could have got a replacement card. A word to the wise - take at least two CC's and two ATM cards if you can.
This is one of my worries. Try to call 800 number from overseas is a nightmare. I tried that in Italy when one hotel said they received no voucher for my free stay that I booked using the credit rewards.There is a cost to us for CC fraud.
This is what happened to a friend of mine who was spending his usual Winter month in Hawaii. A few days after he arrived, his CC was canceled due to fraud. Do you know how hard it is to get your CC issuer to send you a new card to a temporary address that is out of state? It took him 10 days and several trips to a bank in Hawaii to finally get them to ship him his card. If he had been out of the country I doubt if he could have got a replacement card. A word to the wise - take at least two CC's and two ATM cards if you can.
There is a cost to us for CC fraud.
This is what happened to a friend of mine who was spending his usual Winter month in Hawaii. A few days after he arrived, his CC was canceled due to fraud. Do you know how hard it is to get your CC issuer to send you a new card to a temporary address that is out of state? It took him 10 days and several trips to a bank in Hawaii to finally get them to ship him his card. If he had been out of the country I doubt if he could have got a replacement card. A word to the wise - take at least two CC's and two ATM cards if you can.
I have noticed that cards now include a call collect non 800 phone number for use outside the US and Canada now.This is one of my worries. Try to call 800 number from overseas is a nightmare. I tried that in Italy when one hotel said they received no voucher for my free stay that I booked using the credit rewards.
Even with the toll free international, I was trying to use my cell phone to call them, very unsuccessful. Luckily, the next morning, the same Italian manager said it was ok. He contacted the company that booked me.I have noticed that cards now include a call collect non 800 phone number for use outside the US and Canada now.
No I didn't. I have never eaten at Chipotle, and I've ever been to Maine either.Audrey,
My Fidelity card is charged by CAEE too for $5000. I am trying to make sense. Did you travel to Maine by any chance or can it be from Chipotle?
Trying to make a link between you and me. I live in Boston, MA.
--Sam
Audrey,
My Fidelity card is charged by CAEE too for $5000. I am trying to make sense. Did you travel to Maine by any chance or can it be from Chipotle?
Trying to make a link between you and me. I live in Boston, MA.
--Sam
Well that's very interesting.In a previous life, I worked for a place that creates and hosts websites for non-profits. We processed millions in credit card donations every day for all different kinds of groups. A very common scenario was that we'd suddenly start getting hit with numerous transactions for the same amount on many different cards from an IP address overseas (mainly in Russia, but sometimes other eastern European nations). This meant that some hackers had a list of stolen card numbers and they were trying to figure out which numbers were still valid and what the credit limits were. Online donation forms are a very easy way to test stolen cards because they are just a single page and it's easy to write a program to fill it out and submit it with no human intervention. It sounds like the two of you have cards on the same hacker's list, which could have been assembled from multiple different hacks and then sold to the guy that's now trying to validate the data.
Funny - I use my PenFed or Costco card for gas and we haven't yet run into a compromise on either. (knock on wood!!)Just had to cancel our Fido Visa yesterday as saw a $900+ charge to Cricket. Pissed that it took 2-3 minutes to get to the right place on phone tree to deal with it.
Asked the rep why this happens so often and he mentioned that common if you use card for gas. I'm assuming it's because they wifi from the pumps and people hack the wifi there?