New resolution

[Dd852]

Tax time this year was pretty depressing - mainly due to some rebalancing I did and all the cap gains that triggered. Of course I knew what I was getting into and of course I knew how much... But psychologically there's a difference between knowing and paying!

So new resolution: no more big rebalancing. Future rebalancing will simply be done by taking "needed" withdrawals from overweight areas (not including my belly).

I'm tired of tax bills!


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[samclem]

So new resolution: no more big rebalancing. Future rebalancing will simply be done by taking "needed" withdrawals from overweight areas (not including my belly).

I'm tired of tax bills!

If you aren't doing it already, consider having your dividends sent to a money market fund and use that "slush fund" to rebalance into the underweight areas (or, with a little more work, avoid the MM fund and its performance drag and have the dividends sent directly to buy more shares of the underweighted funds throughout the year--but this requires more frequent checking on things).