haha
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
I quit MS Money at the end of last year, and went to a simple daily journal spreadsheet with maybe 8 or 10 categories. I put all receipts into my billfold, and enter them when I come home or the next day. I enter checks when they are written, auto-pays and bill pays from my bank account usually once per week. I am not keeping CC balances, so I don't enter a transaction when I pay a CC bill, only when I buy goods or services.
In January I had 93 separate transactions, February 66, and this month 76. So I am averaging 78 transactions/month.
The huge majority of my transactions are for food- groceries and less commonly food out. I buy food most every day. Next would be entertainment, then medical (Medicare, Supplement, Pt D, pharmacy, vitamins, gym.) I have only 3 home related expenses, my monthly rent and bi-monthly electricity and then once per year renter's insurance.
I classify according to the end purpose. For example if I eat alone at some cheap or medium cheap place, it is "food". If I go with someone else to a Happy Hour or nice restaurant it is entertainment. If I buy halibut to eat at home alone it is food; if I buy halibut to serve to GF it is entertainment. OTOH if I give her breakfast or something I am going to have anyway it is "food".
Ha
In January I had 93 separate transactions, February 66, and this month 76. So I am averaging 78 transactions/month.
The huge majority of my transactions are for food- groceries and less commonly food out. I buy food most every day. Next would be entertainment, then medical (Medicare, Supplement, Pt D, pharmacy, vitamins, gym.) I have only 3 home related expenses, my monthly rent and bi-monthly electricity and then once per year renter's insurance.
I classify according to the end purpose. For example if I eat alone at some cheap or medium cheap place, it is "food". If I go with someone else to a Happy Hour or nice restaurant it is entertainment. If I buy halibut to eat at home alone it is food; if I buy halibut to serve to GF it is entertainment. OTOH if I give her breakfast or something I am going to have anyway it is "food".
Ha