I check my credit card accounts online about weekly, and found a new wrinkle this morning. I have one card I use only for online purchases, and it showed two phony charges at bricks & mortar stores last week. Both were at Office Depot stores, and both were within 50 miles of where I live.
I haven't been in an Office Depot in at least several years, and we don't even have one near me, so these stuck out in a big way. So now I have to go through the usual cancel card, get new one, etc.
The thing that struck me is that although all the online purchases were quite far away, they managed to get these charges processed at relatively local stores to me. They probably thought they might slip through. The first was for over $40 and the second, two days later, was for over $200. I know the card has never been out of my possession, so it was cloned digitally from one of my online charges. Nasty stuff.
This was a USAA credit card, and they make it very easy to report such fraud online, so not a big deal. The problem was that I also had half a dozen continuing monthly charges on that card, and they all had to be changed. Busy morning!
I haven't been in an Office Depot in at least several years, and we don't even have one near me, so these stuck out in a big way. So now I have to go through the usual cancel card, get new one, etc.
The thing that struck me is that although all the online purchases were quite far away, they managed to get these charges processed at relatively local stores to me. They probably thought they might slip through. The first was for over $40 and the second, two days later, was for over $200. I know the card has never been out of my possession, so it was cloned digitally from one of my online charges. Nasty stuff.
This was a USAA credit card, and they make it very easy to report such fraud online, so not a big deal. The problem was that I also had half a dozen continuing monthly charges on that card, and they all had to be changed. Busy morning!