Since you see the importance of LTCI, please, please apply for it ASAP. I was a LTC specialist in both my nursing career and in my second career, insurance. This second career was unintentional, but no less important. After my grandma’s care depleted her entire estate, I researched and purchased a policy for my mother, which is a daunting task I soon learned. So I became an insurance agent and helped her friends and then the general public choose an appropriate policy for which to apply.I have no such illusion. Given the longevity gene DW has, I will probably be taken care of by DW in my dying days. I worry about DW. I made a note that before my brain cells deteriorate too much, I will set up DW's LTC plan. She will get the best money can buy as long as I can help it.
I know of a couple ages 81 and 88 who bought a mattress and had it delivered to their garage. They made themselves a little bed, turned their car on and left it running, drank 2 bottles of wine, and went to sleep...permanently. I don't know anything about the 'why" they did this. Just that they left a note saying this was their chosen plan.
Until a better plan comes to mind, this sounds OK to me.
As long as the persons deciding their fate doesn't take innocent ones with them, let them decide the how and when.Helium is another option.
So my health care POA is now very restrictive...i.e. in the event of dementia or other terminal illness, no antibiotics, period (oral, IV, etc.)
I try to keep the word old out of my vocabulary.I am 67 and dress the same as I did when I was 30 and try to live in many ways like I am 30.As soon as you surrender it is all downhill from there.Discovered I had prostate cancer 6 months ago and am going in for 2 HDR Brachytherapy treatments the next 2 weeks.If it all goes well I will be playing with my 4 year old grandson a couple of days after each procedure.I asked him how old he thought I was and he said 6.My wife agreed
I can only speak for myself: so far it has been considerably better than the alternative.