Not sure where we'll retire to, but I don't think Florida will be it. One thing that those zillow listings reminded me of is how much I despise newly built large homes squashed onto tiny plots where you can basically almost touch your neighbors house. They should be building on 2 acre lots with lots of privacy and green space...less noise. No way will I consider moving to sardines-ville. Not a chance.
That would actually be my dream house...large house, 2 acre lot, lots of privacy. Only problem is, with land prices being at such a premium, you're not going to get that in any of the more popular zipcodes. Unless you pay dearly for it.
Also, the positioning of the house on the lot makes a world of difference. There's a luxury housing development near my old house that went up before the housing bust. Most houses on maybe .7-1.0 acre lots, and they tended to be in the 5,000+ square foot range. Normally, that would sound like a fairly decent lot to me. But, the houses were usually set back pretty far from the road, so you had a lot of front yard, but not a lot of back yard. And, the houses were so big, that even though the lots were fairly large, they still felt a bit cramped together. And since it was a new neighborhood, built on an old turf farm, there really wasn't much privacy, as it had all been clear-cut.
I think a lot of people really don't want a large lot. They might like the idea of the privacy, but then once it comes time to maintain it, the charm gets lost. Of course, some people enjoy gardening and yardwork, and others can afford to pay for a lawn service. But, still, it's not the life for everyone.
Oh, one advantage of Florida...if those cockroaches really are the size of Matchbox cars, seems to me it would be easier to keep them out!
Although, I imagine they still manage to find their way into some pretty small crevices.