Portfolio value before and after ER

[David1961]

Thought it might be interesting for folks who have ER' d to state how many years they have been retired and how their portfolio values today compare to the values when you retired (using a value of 100 for when you retired)

For me. 4.75 yrs. 129

 

[youbet]

Do you want this is nominal dollars?

 

[David1961]

Yes. For example if your beginning value was 1 million and now you have 800,000. It would be 80. 800,000/1,000,000 * 100

 

[athena53]

106, I.e. 106% of what I had 3 years ago. That included an expensive downsizing so I'm happy with that.

 

[Blue Collar Guy]

Do you want this is nominal dollars?

i like your signature line

 

[Dash man]

4.25 years and 270

 

[youbet]

4.25 years and 270

You had to be in some focused area of the market, or maybe made a killing in real estate or you added in a big inheritance or ........... ? But no typical diversified portfolio, even all equity and with zero withdrawals, would come close to this.

Can ya give us a hint? How did you almost triple your money in just over four years?

And, CONGRATS!!

 

[youbet]

i like your signature line

 

[Dash man]

You had to be in some focused area of the market, or maybe made a killing in real estate or you added in a big inheritance or ........... ? But no typical diversified portfolio, even all equity and with zero withdrawals, would come close to this.



Can ya give us a hint? How did you almost triple your money in just over four years?



And, CONGRATS!!

I would like to say it was my individual stock picking genius, but I can't lie.
I have made some very good stock picks, but DW worked until last year and had stock options that made a lot of people in her company very comfortable. Paying the taxes on them were quite painful, but that means we did well.

 

[Cobra9777]

4 years in July... 132.

 

[W2R]

8 years in November.... 128, + dream house (paid for in cash)

This is fun! But honestly, in this bull market these numbers are probably pretty meaningless. Everyone is going to be up tremendously, especially those with high equity allocations, who will be down tremendously in a market crash.

 

[audreyh1]

From Aug 1999, so retired almost 18 years, 204.

Two huge bear markets in the interim!

And quite a bit of inflation.

 

[rodi]

3 years (this coming week).
107

And it included some travel including the "trip of a lifetime" - 9 weeks in europe with the kids, and some major home improvements (windows, bathroom remodel, new paver driveway).

 

[braumeister]

Old records are gone, but best I can remember, it's around 200 (twice the starting amount).

15.6 years.

But I'm an outlier, since a pension covers most everyday expenses.

 

[mickeyd]

After abut 12 years of ER my stash is up about 25% or so.


Note to self~ Start spending more.

 

[sengsational]

3.35 years 112%

 

[REWahoo]

110, and that's after withdrawing 65% of the initial value of the portfolio over the 12 years since retiring.

 

[pb4uski]

5.46 years...~120%

But that is after a couple big withdrawals that were not in our retirement plan... demolishing our one-car garage and building a 2-car garage with a loft (2.5% of the original 100%) and buying a winter condo (8.6% of the original 100%)... absent those two large purchases it would be ~131%.

 

[scrabbler1]

8.3 years and 182.

 

[rdy2go]

I Retired at the end of June 2016 and now at 110.25%. Pensions and SS cover more than our expenses and have not touched the stash yet.

 

[MichaelB]

It's been 16 years since I last earned a paycheck, and our portfolio is at 129% of that starting value.

 

[RE2Boys]

17 years, 250%, raised two great boys who will now be in college this year.

Have a COLA'd pension that helps a lot.

 

[Meadbh]

4 years, 120% (based on year end 2016 data; a little higher now). No pensions of any kind. WR between 3 and 3.5%.

 

[sengsational]

Only REWahoo and MichaelB are doing it right with the long-timers so far (probably spending enough). If you're inflation adjusted significantly "up", and you've been retired a dozen or more years, are you really spending enough? Or maybe the thread only attracts the conservative types.

 

[REWahoo]

Only REWahoo and MichaelB are doing it right with the long-timers so far (probably spending enough). .

Please don't tell my kids what I'm doing...