Mulligan
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- May 3, 2009
- Messages
- 9,343
I have an grandfathered underwritten individual plan and Anthem is remaining silent, except for this letter today. Background: A little over a year ago, they added a "deductible incentive program", designed to give you cash back if you didn't meet deductible. They would credit you up to 3 years of money at $1100 a year, so I could actually build up $3300 to meet my $5500 deductible. With a three year build up allowed, obviously there was intent a year ago for this to be a long term program.
Now, with the letter I received today, they are terminating this program effective December 31, and will credit the $1100 into a special use account to use if I ever reach 80% of my deductible. The last line of the letter states "more details will be coming soon about new health plans for 2014-stay tuned!"
Is there anything to be taken from this implying that they plan on dropping their grandfathered plans, and folding them all into "new health plans"? Or is it possible it's just a coincidence that the long termed designed, but short term implemented program expires the day before the effective date of the exchange program begins? I was very much hoping that the grandfathered plan would continue, but this appears to be as a sign that they will not. Am I wrong in this line of speculation? Since at this point speculation is all I have, I encourage anyone to give me theirs!
Now, with the letter I received today, they are terminating this program effective December 31, and will credit the $1100 into a special use account to use if I ever reach 80% of my deductible. The last line of the letter states "more details will be coming soon about new health plans for 2014-stay tuned!"
Is there anything to be taken from this implying that they plan on dropping their grandfathered plans, and folding them all into "new health plans"? Or is it possible it's just a coincidence that the long termed designed, but short term implemented program expires the day before the effective date of the exchange program begins? I was very much hoping that the grandfathered plan would continue, but this appears to be as a sign that they will not. Am I wrong in this line of speculation? Since at this point speculation is all I have, I encourage anyone to give me theirs!