flipstress
Full time employment: Posting here.
- Joined
- Jun 23, 2004
- Messages
- 538
The LL Bean credit card I have was discontinued, so I applied for the new one to avail of the free shipping.
I applied online but got a letter back saying:
Because of information contained in your credit bureau report, we must verify that you are a permanent resident or citizen of the United States.
Then it goes on to ask me to provide them via mail within 30 days some proof such as copy of US birth cert, cert of naturalization, copy of US passport, or other proof; otherwise, they won't consider my application.
Is there a new law now that requires this proof before being granted a credit card? I have not ever had to provide proof of permanent residency or citizenship before.
I also reviewed my TransUnion credit history report which they cited but could not see what trigger information they were referring to. I suppose I can call TransUnion and ask what info they provided about my citizenship status.
Has anyone else applied recently for a card and been asked for this kind of proof? I guess I am wondering if giving them even more info about me would make it worse for me were I ever to become a subject/victim of identity theft.
I applied online but got a letter back saying:
Because of information contained in your credit bureau report, we must verify that you are a permanent resident or citizen of the United States.
Then it goes on to ask me to provide them via mail within 30 days some proof such as copy of US birth cert, cert of naturalization, copy of US passport, or other proof; otherwise, they won't consider my application.
Is there a new law now that requires this proof before being granted a credit card? I have not ever had to provide proof of permanent residency or citizenship before.
I also reviewed my TransUnion credit history report which they cited but could not see what trigger information they were referring to. I suppose I can call TransUnion and ask what info they provided about my citizenship status.
Has anyone else applied recently for a card and been asked for this kind of proof? I guess I am wondering if giving them even more info about me would make it worse for me were I ever to become a subject/victim of identity theft.