I was wondering if you could help me construct a hypothetical early retirement portfolio. Here's the situation, you and your spouse are 30 years old and want to retire at 40. You currently live in a high cost of living area and spend $50k per year, once you retire though you plan on moving to a lower cost of living area and reducing your spending to $40k. You have good jobs and live frugally and can save $150k per year. You have access to 401k x 2, IRA x 2, joint taxable account, I bonds, CDs and whatever additional account/asset types are generally available. How would you construct a hypothetical portfolio for this couple? Thanks for your input.