bradaz2488
Recycles dryer sheets
- Joined
- Aug 12, 2013
- Messages
- 275
I can so relate to this topic. I'm the only one in our circle of friends that achieved ER'ed and most of our fiends will likely have to work past 65 because they are not discipline savers and live beyond their means. I wish I had a dollar every time I heard "your lucky", "you sleep on money" or "you have a money tree". I could have ER'ed 10 years ago ... I really care & love these people, but it gets my blood boiling when they say these things. I know they do not mean to get under my skin and I think they are truly happy for me, but it comes across as if I did not have to work hard and sacrifice to achieve ER. Almost as if I just simply bought a lottery ticket and won.
I do consider myself lucky to have been born in America with a loving & supporting family. I was also lucky to get hired by a very successful MegaCorp because I knew someone. I look at these as lucky opportunities in life and it is up to you to either make them a success or failure. Success is hard work.
Ironically I may be saying the same thing ("your lucky") to them someday. My ER plan does not assume SS/Med. We all know these institutions are on the road of bankruptcy. My fear is the Government will reform SS/Med to only people with a low net worth. So people who were discipline savers & LBYM will not qualify because their net worth is too high. I hope this does not happen, but if it does then I think I will have the right to say to them "you are truly lucky" and "you are welcome" for the +$200K I paid in....
I do consider myself lucky to have been born in America with a loving & supporting family. I was also lucky to get hired by a very successful MegaCorp because I knew someone. I look at these as lucky opportunities in life and it is up to you to either make them a success or failure. Success is hard work.
Ironically I may be saying the same thing ("your lucky") to them someday. My ER plan does not assume SS/Med. We all know these institutions are on the road of bankruptcy. My fear is the Government will reform SS/Med to only people with a low net worth. So people who were discipline savers & LBYM will not qualify because their net worth is too high. I hope this does not happen, but if it does then I think I will have the right to say to them "you are truly lucky" and "you are welcome" for the +$200K I paid in....