Spent the entire day with my stomach tied in knots.
With my recent realization that I'm not getting subsidized HI through megacorp AND learning that when I leave megacorp I can only do a one-time withdrawal of my 401k (which as a result will have to be a rollover to an IRA) there is no reason to wait until my 55th b-day to retire.
I've spent all day running numbers (again) in multiple retirement planners, looking at income streams, doing proforma taxes, looking at the ACA health exchanges and scrutinizing our retirement budget. I'm within a hair of having of nervous breakdown (not literally but my brain hurts). Thank goodness work is slow
The money from the sale of our rent house hit our bank acct today and I'll be paying off all but about $25k of our current house. I'm leaving a balance until we can get a HELOC in place.
Frankly I'm scared to quit. I thought Sept 1, 2016 was the very earliest that I could leave so it still hasn't really sunk in that I can leave now. I still enjoy what I do and I make VERY good money so I plan to take the decision to leave one day at a time until I'm comfortable with the decision. Also there is BIG workforce reduction coming this year so I'm hoping to get let go. If I'm WFRed I get about 9 months severance.
I do have a ton of stuff I want to do once I'm done working but I'm not quite ready to say "done".