What are everyone's thoughts on cell phone insurance?
I recently purchased a new smart phone after destroying my old iPhone 4. I bought it out-right, which enabled me to not sign a contract with Verizon (even though I was "eligible for an upgrade"). Verizon offers a $15/mo discount if you had a contract and stay month-to-month with them when it lapses (you need to call to get it).
To replace the phone would be ~ $350 (or free if I signed up for a 2yr contract). I'm currently paying $7.15/Mo for insurance and with the deductible I'm starting to think it's just not worth it (smart phone deductible is $100).
I recently purchased a new smart phone after destroying my old iPhone 4. I bought it out-right, which enabled me to not sign a contract with Verizon (even though I was "eligible for an upgrade"). Verizon offers a $15/mo discount if you had a contract and stay month-to-month with them when it lapses (you need to call to get it).
To replace the phone would be ~ $350 (or free if I signed up for a 2yr contract). I'm currently paying $7.15/Mo for insurance and with the deductible I'm starting to think it's just not worth it (smart phone deductible is $100).