24601NoMore
Thinks s/he gets paid by the post
- Joined
- Dec 8, 2015
- Messages
- 1,166
+1. Why is it so hard for some folks to accept that what is best for them isn't necessarily best for everyone else? Personally, I would hate to see this forum become a place where 100% of posters agreed on any topic. Some of us simply expressed that we are okay with giving up some potential return from equities in exchange for the value of sleeping well at night. We don't desire to leave a bunch of $$ to heirs. We've reached the point in our lives where we really don't want the volatility that comes with equities. We've done the math, and we are reasonably confident we can fund our retirements without much equity exposure (and yes, even considering the effects of inflation). I am certainly not trying to convince anyone that how I fund my retirement is the way everyone should do it......so please, let's have some tolerance for alternative viewpoints.
EXACTLY. I have a spreadsheet that projects income and expenses (WITH INFLATION FACTORED IN YEARLY) until our mid 90s, and we end the game just fine with plenty left over - and that's with ~25% equities.