gwraigty
Thinks s/he gets paid by the post
Curious what you would suggest re converting some to produce income.
And FWIW, it’s *very* easy to spend that in a HCOL area without being able to jet off to Tahiti in business class every month! A nice, fairly recently purchased house could be costing 20-30k per yr in property taxes alone. One of the reasons I really enjoy this forum is because we have such a diversity of posters here. It helps me understand where we are outliers and forces me to think about the opportunity cost for lifestyle choices we’re making. I think my favorite thread is the annual budget one, for exactly that reason.
Some great options were given in post #12 to produce income. Mutual funds/ETF's that are skewed towards income production vs. growth are also an option.
As to your second point, OP did mention in post #4 that he plans to move to a LCOL area, so the rate of spend should decrease afterwards.