pb4uski
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
^^^^ If you have a Vanguard MM fund and checks, you could just write a check and deposit it at one of their physical locations or exress mail it to them.
Is this GTE Federal CU or a bank? Trying to research and can't find website. Is this still available, do you know?I like the GTE cu 3% 5 year add on cert. I opened with a 500 dollar balance and at any time in the 5 years I can add to it in any amount and get the 3 percent.
I view it as cheap “interest rate decline insurance “
If we follow Europe 3% will look awesome!
I like the GTE cu 3% 5 year add on cert. I opened with a 500 dollar balance and at any time in the 5 years I can add to it in any amount and get the 3 percent.
I view it as cheap “interest rate decline insurance “
If we follow Europe 3% will look awesome!
How does one get "locked in"? I signed up and submitted all the paperwork to them on 8/1.... they mailed to Vanguard, Vanguard mailed out a check yesterday and the impression that I have is that worst case I get locked in when the check is received... perhaps even earlier.
Thanks for the info.
Found out there is a branch literally 5 minutes from me. They have a 3.25% jumbo CD version (over 100k).
I can't get to the Space Coast CU until next Thursday, so either them at 3.5%, or if they come down in rates to 3.25%, then GTE unless they come down too.
Just received an offer from American Express....2.10% APR on a savings account. No fees, FDIC insured, no minimum balance. Good place for short-term cash?
For a MM:
$50k with capital one for 90 days earns a $500 bonus, and is paying 2%, on accounts opened by 8/31.
Might be a good idea for short term cash not in CD's...
https://www.capitalone.com/cash500/
I like the GTE cu 3% 5 year add on cert. I opened with a 500 dollar balance and at any time in the 5 years I can add to it in any amount and get the 3 percent.
I view it as cheap “interest rate decline insurance “
If we follow Europe 3% will look awesome!
And sometimes, the branch staff are not trained to adequately deal with certificates. That's been my experience with adding CDs to an account our condo association has with a local bank.Breathing deeply. OK, how about I open a free checking account at EBSB and transfer money out of our EBSB savings account into it, then have Navy do it's air check draw. EBSB rep says that can be done, but they need to have me fill out forms they will mail me. Mail me?!? Tick tock. I thanked the nice lady for the help she gave me. Oddly enough, I was able to open an EBSB account online immediately thereafter and transfer money out of our EBSB savings account into it Then called Navy and asked that they do a couple air checks and open three of the 5 year certs. Sometimes people say that which is not so, through imperfect understanding.
My IRA transfer check is "in the mail" from E-Trade. Started the whole process 18 days ago. Navy told me they can't guarantee the rate and that I'll get whatever rate is available when the check arrives. Their request to E-Trade was snail mail, and it seems that the check is sent by snail mail. No idea why in this day and age.Just got off the phone with Navy. The phone rep was soooo helpful - stark contrast with the EBSB rep. I had screwed up and bought two "Easy Start" 1 year 3.5% certs for a maximum of $3000 each last week - glossed over the requirement for direct deposits. The rep today was able to close those Easy Starts and fold the two $3000 amounts into the three 5 year 3.5% certs he set up with the EBSB money. Start date for the five year certs is backdated to the date Navy requested funds from EBSB.
Uniform excellent service from Navy - I'm very impressed.
My IRA transfer check is "in the mail" from E-Trade. Started the whole process 18 days ago. Navy told me they can't guarantee the rate and that I'll get whatever rate is available when the check arrives. Their request to E-Trade was snail mail, and it seems that the check is sent by snail mail. No idea why in this day and age.
NFCU = only game in town at the moment.
Scored on their 40 month 3.75% $150k max cd earlier in the year.
17 month ok to add cd 3.25% started in Feb.
And am sweating the 5 yr 3.50% holds till Thurs as I have 140k in route.
That should show up Wed-Thurs............
Pen Fed 3.4 5yr, Ally 2.75 1 yr, and Mountain America 3.25-3.5 5yr, were great 8-12 months ago. But no mas.
Did score with brokered 12 month 2.7% CD's at Ch Schwab though. Was able to sell them last week at 100+%. As Ch Sch CD's are falling like a stone.
Their 5 yr is barley 2% now.........
Am locking everything up I can up for 5 yrs. As things do not look too good going forward. I can sleep like a rock with a 3.5% average..Just my take.
No idea why we had the rate cut this month. And again in Sep. But here we are.
Politics I guess. Huge Trump supporter over here. Until it comes to interest rates.
My IRA transfer check is "in the mail" from E-Trade. Started the whole process 18 days ago. Navy told me they can't guarantee the rate and that I'll get whatever rate is available when the check arrives. Their request to E-Trade was snail mail, and it seems that the check is sent by snail mail. No idea why in this day and age.
I renewed my Personal Choice annuity for 5 yrs @3.92% with a free 10% withdrawal. Don't put your money here if you want it out early for sure they have high surrender charges. https://sslco.com/content/personal-choice
A.M. Best B++ ..... no thank you.... the slight difference in yield isn't worth the negligible increased credit risk.
A.M. Best B++ ..... no thank you.... the slight difference in yield isn't worth the negligible increased credit risk.