RunningBum
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Jun 18, 2007
- Messages
- 13,262
Yes, but wishing is not the same as saying I should have. I don't regret my decision, even though in hindsight I missed out on some gains with the small part I put out of balance.Well, wishing you had bought the decline instead of selling it would be rational, I think.
Since we are having the discussion, when will you rebalance? Do you do that on a certain day?
I review my portfolio regularly with an eye toward not so much rebalancing as evaluating individual holdings. Being value oriented, I am frequently generating and redeploying cash. I did sell some bond/fixed during the selloff to add to my purchases. That was just a rare opportunity.
I tend to rebalance after December fund distributions. When I have another reason to tap funds for expenses I take from the overweight part of my AA. Likewise if I have cash coming in, like a CD maturity, or the townhouse I had for my son selling early this year. Sometimes I will sell off a bit of equities in a rally, or buy on a dip. I don't have a specific range for doing that. It's more of a gut feel lthing.