Bugs aside, let's talk about moving to Florida, and not just your location.
I think OP's specific questions have been answered. (BTW: I endorse JAX-STAUG for OP's requirements.)
So, in case you are reading this thread wondering about moving to FL (anywhere), I have one bit of advice for you.
Before you buy or permanently move, rent or make an extended stay at your target location, in multiple seasons, not just winter.
I had so many new neighbors come down, and then move because they didn't realize the other aspects of FL living outside of being a tourist. It is amazing the view you get when you live somewhere, and not just visit. It can be anything from off-season weather, to the types of stores, to the traffic, to the full-season resident vibe.
I never saw anyone leave because of bugs. I saw them modify their houses because of it. The biggest issues I saw with new residents were: oppressive summer weather, dealing with the seasonal influx when you are not part of the influx, and crime. These were reasons given to me from my neighbors who did not last more than 18 months.
I was a young single man who liked to drive and explore. One reason I left was that the ideal I had in my head of meeting someone to share my life with was difficult to obtain. Many young transplants come with baggage. I probably came with baggage. Another reason was the driving-exploring issue: if you live in S. Florida, do not underestimate how isolated you are. If you like long drives to explore around you, forget it. The peninsula will cut you off. It is too long of a drive once you get below Orlando.