2021 Investment Performance Thread

[NW-Bound]

I wonder if this (or the equivalent) thread will be as popular during the next bear. Inquiring minds want to know, so YMMV.

If there are posts, there will be readers.

In a bear market, people always want to know if their misery is exceeded by someone else's.

 

[Koolau]

If there are posts, there will be readers.

People always want to know if their misery is exceeded by someone else's.

SWAG is there will be a higher ratio of readers to posters during a bear, but YMMV.

 

[street]

^^ I always like to post on this thread regardless of up or down. It is what it is!!

When it is down, it was fun to see how many Lamborghinis we could of bought, with what we lost in the markets. I also thought that to be interesting and down times will happen.
I just gives us more character. Lol

 

[target2019]

I wonder if this (or the equivalent) thread will be as popular during the next bear. Inquiring minds want to know, so YMMV.

I haven't reviewed the data, but I think thread posts declined as this market continued to move up. Google knows the answer, I'm sure.

 

[steelyman]

I wonder if this (or the equivalent) thread will be as popular during the next bear. Inquiring minds want to know, so YMMV.

I think there are plenty of e-r.org members who were here during 2008-9 (I wasn’t) who could comment on reactions/sentiment.

 

[KCGeezer]

I found this thread that seems to have some good info and discussion regarding major drops in the market.

Michael Kitces has written another balanced article.

He observes that the current state of 2000 and 2008 retirees portfolios is comparable to that of 1929, 1937 and 1966 retirees. Better in some respects.

https://www.kitces.com/blog/how-has...bble-and-the-2008-financial-crisis/#more-7856

Be sure to read the last section on historical perspective.

This one observation struck me and I'll incorporate this calculation in my annual analysis of our situation

 

[NW-Bound]

I think there are plenty of e-r.org members who were here during 2008-9 (I wasn’t) who could comment on reactions/sentiment.

I was around then.

We were licking our wounds, commiserating, and exchanging knowledge of history about the soup lines, the migration out of the Dust Bowl, and other gloomy historical facts.

 

[kobedog]

Asset allocation of 37/43/20 is up 4.2% Sold my house last month and socked it away in a Money Market fund so now I'm heavy on cash. Renting now and don't intend to buy another house till this time next year

 

[audreyh1]

Haha - in 2008/2009 there were threads about how many millions people had lost!!!

 

[REWahoo]

I was around then.

We were licking our wounds, commiserating, and exchanging knowledge of history about the soup lines, the migration out of the Dust Bowl, and other gloomy facts.

You forgot discussions of moving in with our kids, living in a van down by the river or (gasp!) returning to w*rk.

And some of us were also posting comments like this: "My nest egg has lost a third of its value and is continuing to decline. I am not going to sell but rather than continue to rely on it for all our living expenses until age 70, I'm going to start SS now."

 

[NW-Bound]

Haha - in 2008/2009 there were threads about how many millions people had lost!!!

There was a Canadian who has not posted for a while, who shared that he lost more than $1M. And a few other posters joined in, claiming membership in that club.

I did not come close, not having as much then.

Darn, I cannot recall that poster's screen name.

PS. I remember now. It was Kumquat. My memory is still "superior". He has not logged since 2019.

 

[NW-Bound]

With the market still dropping like a rock in late 2008/early 2009, many of us stepped up to buy, buy, buy, and there were threads about that. However, the market was V-shaped, and did not bottom till March 2009.

FIREd (FIREDreamer then) made a post saying he bought, just to see his money disappeared into an abyss.

And Haha in a post lamented that he bought and got his "head handed to him".

Oh man, I still remember all this as yesterday.

Ladelfina, an American expat who married an Italian and relocated to Italy, was expressing anguish about her finance, then stopped posting shortly after that.

There were a few posters who talked about going back to work, then stopped posting.

My contracting work was interrupted on-off. But starting in early 2009 until 2012 when I decided to quit, my work was sufficiently busy that I took less assignment than was available.

 

[Golden sunsets]

Up 6.37% as of 4/30. AA: 50/50

 

[BrianB]

My first time getting in on this, as Fido has started posting results faster than they used to.

YTD thru 4/30 = +8.38%. I'm happy.

Biggest drag on performance: Our after-tax investing account was +5.41%. It is all individual dividend stocks (but the divi's keep rolling in...)

Our overall AA is 82/6/12. By next year it could be 84/4/12 as we have a couple of CD's maturing that will go into cash. Not looking to sell anything for at least the next 3-5 years as our WR is <3.5% even though we're trying to "Blow That Dough"!

BrianB

 

[Koolau]

With the market still dropping like a rock in late 2008/early 2009, many of us stepped up to buy, buy, buy, and there were threads about that. However, the market was V-shaped, and did not bottom till March 2009.

FIREd (FIREDreamer then) made a post saying he bought, just to see his money disappeared into an abyss.

And Haha in a post lamented that he bought and got his "head handed to him".

Oh man, I still remember all this as yesterday.

Ladelfina, an American expat who married an Italian and relocated to Italy, was expressing anguish about her finance, then stopped posting shortly after that.

There were a few posters who talked about going back to work, then stopped posting.

My contracting work was interrupted on-off. But starting in early 2009 until 2012 when I decided to quit, my work was sufficiently busy that I took less assignment than was available.

I was around in '08.

IF I commented in similar threads to this it would have been to "brag" how my low commitment to equities and modest commitment to PMs had kept me stable. All true, of course. I don't brag about that anymore. I guess the only thing I can brag about now is that I've increased my stake in equities and lowered my stake in PMs. Of course, technically that's a lie! I haven't done anything. Mr. Market has done both FOR me (or TO me) depending upon how you look at it.

In any case, the only thing I'm particularly worried about now is inflation - and the bogeyman. YMMV

 

[Love This Community]

I was a lurker in ‘08

A very young dreamer still in my first job and learning. I continued my contributions to my 401k and that would have been a great scenario if it was invested in a target fund or some other index. Unfortunately, my ex company’s stock is less than double that of 2008 lows.

Nevertheless, I got a lot of inspiration from this community and that kept me going through the ups and downs. I remain fully invested and took advantage of March 2020 dip.

I am one of those people that like to update when things are going good but watch the commentary when things are bad.

 

[Spanky]

Ytd ~6%

 

[Koolau]

I was a lurker in ‘08

A very young dreamer still in my first job and learning. I continued my contributions to my 401k and that would have been a great scenario if it was invested in a target fund or some other index. Unfortunately, my ex company’s stock is less than double that of 2008 lows.

Nevertheless, I got a lot of inspiration from this community and that kept me going through the ups and downs. I remain fully invested and took advantage of March 2020 dip.

I am one of those people that like to update when things are going good but watch the commentary when things are bad.

Reminds me of myself in the late '80s. My Megacorp had been in and out of the doldrums (stock-price-wise) for quite some time. BUT in the late 80's, the stock finally took off. All those years of matching in the 401(k) finally paid off.

So, when the pension/health benefits vested, I was in good shape. You never know when things will come together which is why you need to diversify AND plan your back-ups. For many years Megacorp did not allow diversification OUT of their stock. I became very concentrated in the stock because it had finally mushroomed. That turned out to be good, because it increased my retirement stash. Fortunately, the policy changed and I was able to diversify at around the time I became Financially Independent. As always, YMMV.

 

[street]

My monthly portfolio check shows +10.54% YTD.

 

[jimbee]

Up 5% YTD, at 50/50 AA.

 

[Andre1969]

Here's my monthly check-in:

Jan 2021: -0.69% YTD
Feb 2021: +2.06% YTD
Mar 2021: +3.71% YTD
Apr 2021: +8.61% YTD
May 2021: +7.78% YTD

May did get a bit choppy; in one day I think I "lost" about a year's worth of salary. But, it clawed its way back pretty nicely.

 

[target2019]

April 2021 pie increased 2.43%.
2021 YTD up 5.27%.

This contrasts nicely with a year ago:
April 2020 6.26% increase.
2020 YTD -6.28%.

Still 50/50. Spouse has decided to work another year.

May 2021 pie increased 0.84%.
2021 YTD up 6.11%.

Almost finished with 401(k) rollover process. Submitting #2 of 2 for rollover this week. That will be one less login and lookup for the end of the month report.

 

[KCGeezer]

No big changes. Still seeing 6.1% and ….

 

[NW-Bound]

YTD on 4/30/2021: 12.4% with a stock AA of 76%

What goes up the month of April: metal and fertilizer mining companies, consumer staples companies

What goes down: semiconductor, energy, biotech

YTD on 5/28/2021: 15.74%, with stock AA inching up to 79%.

What goes up the month of May: industrial metal producers (steel, aluminum, copper), energy, chemical, fertilizer producers.

What are lousy: semiconductors, biotech, utilities.

 

[HarveyS]

YTD thru end of May +6.90%