I hope this is not a sign of what's to come, one of my credit unions who offer some good promotions has dropped their IRA Certificate rates to 1% and below. Their regular share certificates are still between 3-4%.
I have 3 CD's with them all maturing this month at 4%+ so I called to see what's going on and there was no explanation or interest in keeping my account, just an apology. They did run a special 2-3 months back for 6% for 18 months if I remember correctly so maybe they were so swamped with IRA deposits that they simply don't need to offer any deals right now. My money is now in the process of moving on to Nasa FCU and Alaska for 5%+ offers.
I jumped on that offer and am obviously a member ... that isnt the only cu that has significantly lower rates.
https://www.priorityonecu.org/savings-rates <-- super low too
alliant <--- 18 month 5.15 in case thats better for you than nasa