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  1. John Galt III

    Long Wait Time to get Appointment with Dermatologist

    I noticed a small flesh colored bump on the tip of my nose in Dec, 2023. Receptionist said earliest I could see my derma would be in May, 2024. I told her I wanted it to be looked at as soon as possible, and she said I could get in earlier if it doubled in size or started bleeding. I thought...
  2. John Galt III

    Assisted Living facility trying to force my Mom onto pricey 'medication management'

    Looking for an angle with which to refuse this 'medication management'. Background: Mom is currently in skilled nursing, scheduled to go back to assisted living in 2 days. Someone assessed her as not being able to self-medicate. I told several people at the CCRC she is in that I think she can...
  3. John Galt III

    USB-C on cell phone to USB-A on computer to transfer data. Easy?

    Got a new cell phone. Want to transfer photos from phone to my computer. The cell phone has a USB-C port on it. The computer has a USB-A port. I saw some cables you can buy with a USB-C connector on one end and a USB-A connector on the other. Is it as easy as buying one of those...
  4. John Galt III

    Annoying 'click continue to add the extension' pop up is just regular ad, or virus?

    There is a website I use to see what movies are playing which sends out an annoying popup telling me to click on a big oval button with the word 'continue' on it, to download the app for something or other. Sometimes it says it is a 'pdf converter'. Of course I never click on it. I use...
  5. John Galt III

    Basic Youtube Question

    In the past I was able (I think) to let a youtube video load into the player, sometimes for minutes, while showing itself in jerky and slow increments on the screen. I could then 'replay' the 'downloaded' video and see it play smoothly in its entirety. I think all I had to do was click on...
  6. John Galt III

    What speed is the 'speed test' at my ISP website testing ?

    My ISP has a website with a speed test button. It doesn't clearly state what it is testing. It implies the speed is the speed they are sending me, on their side of my modem. It is very low. It ranges between 0.7 and 1.3 Mbps. On 2 occasions it was 37.0 Mbps. But 95% of the time it is around 1.0...
  7. John Galt III

    Blood Transfusion options in New Jersey with medicare advantage plan

    My mom is 100 years old and has bladder cancer. She already needed one transfusion, due to bleeding from her bladder gradually lowering her hemoglobin to 5.0. The Assisted Living (where Mom stays) nurse said she could only get a transfusion in a hospital. I took her to the hospital and she got...
  8. John Galt III

    Safe, nonBloatware site for software downloads? (drivers)

    This is related to my ongoing quest to connect one of my old PCs to the internet. I may want to download drivers, to a thumb drive (not directly onto the PC). I would then copy the drivers onto my PC. I used CNET years ago to do this (didn't fix the problem,though, ha ha). Want to avoid...
  9. John Galt III

    New Cookie Showed up on my computer. Googled it. No info.

    I just connected my pc to the internet a few days ago. I just noticed a new cookie in mt temporary internet files. It is 'anyuser@google.com'. I tried to find any info on it by googling it, and got zero info about it. How can there be zero info ? I want to delete it, but am afraid deleting it...
  10. John Galt III

    Need basic, not expensive, cable modem for new internet connection

    Hi, I have TV via cable, but no internet via cable now. I called my cable co and got a price, which was OK, so now I just have to find a cable modem to connect to the coax outlet in the room (the outlet is currently unused, and will be devoted to internet only). I saw a refurbished Netgear...
  11. John Galt III

    Hospital asked me for permission to appeal any denied claims

    I haven't had this before. I took my mom to the ER, and somebody had me sign an electronic pad to authorize various things. One of the things was my permission for them to appeal any denied claim. Why would they need the patient's permission for that? I have seen many eob's with lots of...
  12. John Galt III

    Some Medicare Advantage plans now paying your utility bill?

    I got a letter telling me I could get a Medicare Advantage health plan that would help pay my 'utility bill'. Just mail back my phone number and I would get a call. What in the world ? Anyone else hear of this?
  13. John Galt III

    Electrical Question about bulge in Capacitor

    I am hoping I have a bad capacitor, since that may solve my air handler fan problem. I removed the 10 microfarad, 370 VAC oval capacitor, a GE model from 1986, and see that it has a 1/8 inch bulge between the terminals, on the body of the capacitor (end). The bulge is almost perfectly round, not...
  14. John Galt III

    How hard or easy is it with Vanguard to transfer Many Roth IRA accounts in?

    Hi, I have about 10 separate Roth IRA accounts and two Traditional IRA accounts at my credit union, in CDs. The CDs are all earning around 1 %. I am thinking of breaking them, taking the 6 month interest penalty, and putting them into higher earning CDs somewhere. The CD rates are only 3.5%...
  15. John Galt III

    Closing Bank Accounts. Gotchas?

    Hi, My latest bank statement said there would be a new monthly fee so I want to close it. I have googled it and supposedly there are no fees to do this. I just walk in, state I want to close my accounts (savings and checking), show id, sign some forms, and they give me the cash (about $1,400...
  16. John Galt III

    Why is my Hair Falling out all of a Sudden?

    For the last month or so, I am getting a lot more hairs in the brush after brushing. The hair on top is noticeably thinner. Less of it, and the hairs that are there are very thin, except a few clumps of thick strands here and there. I am 68, male. I guess this could just be what my DNA has...
  17. John Galt III

    Getting unauthorized certificate warning for *.google-analytics.com out of nowhere

    Hi, This started last week, and hasn't gone away. Whenever I go to certain websites, not all, I get the annoying warning 'unable to verify the identity of *.google-analytics.com. Clicking from one screen to another inside the website makes the same warning pop up again. For now, I am clicking...
  18. John Galt III

    How to remove paint from concrete sidewalk?

    How can I remove paint from a concrete sidewalk? Fortunately there is only about 3 square feet of it. I was hoping to be able to apply a paint stripper gel to it, wait a few hours, and then use a wire brush on it also. Rinse and repeat until clean. I don't know if the paint is oil based or...
  19. John Galt III

    Drama over Dental Insurance Claim for Crown

    I'll give a synopsis here first. I'm having a new crown put on. Insurance co sent me an EOB saying the are approving nothing yet, and are requesting 'please resubmit with narrative of medical necessity'. Dental clerk says not to worry, she will handle it. Complication is that the same tooth had...
  20. John Galt III

    I am worried that new front tooth crown color will not match other teeth

    Hopefully just paranoid. I am scheduled for a new crown on one of my top eye teeth. I have a temp crown on it now, which is lighter than the other teeth and is noticeable. When I got the temp put on, I actually did ask the dentist if the new permanent crown would match the other teeth, and he...
  21. John Galt III

    One-time-only Welcome to Medicare visit mandatory? My insurance co says it is.

    I am new to Medicare, and am scheduling my yearly physical. I called up my insurance co, Capital Blue Cross, to make sure what was covered, and what was the minimum I needed to do. The rep said the 'Welcome to Medicare' thing with all the forms and revealing parents' and siblings' health issues...
  22. John Galt III

    Good Experience with Medicare Advantage Dental Insurance

    I am currently using a Capital Blue Cross Medicare Advantage HMO, which includes dental coverage. Zero dollars per month premium. I tested it out by getting a cleaning with 2 X-rays (the dentist wanted to do 4 X-rays but the insurance only covered 2 and I was able to talk them into just doing 2)...
  23. John Galt III

    Will Hard Pull on Credit Report make home and auto insurance premium go up?

    Even though they did a hard pull on my credit years ago to open my savings account at Penfed when I purchased CDs, they want to do another hard pull now if I open a checking account with them. (sigh) The checking account is a pretty good deal, but will the hard pull make my auto and home...
  24. John Galt III

    Is Original Medicare really so awful?

    I know the vast majority of people opt to get additional ins to 'cover the 20% that original medicare doesn't cover' . But..... it seems to me that the additional insurance really does not cover it. If you don't want to read all the examples below, my main question is whether it really is...
  25. John Galt III

    Cancelling ACA in June, More MAGI income in August, Timing Matters?

    I googled around for a while, and can't find the answer. I am 65 and have to go on Medicare July 1, 2019. Therefore I need to cancel my beloved ACA 6/31/2019. I also have a pension I need to start on 8/1/2019. The pension will be a lump sum of $17,000, which, if taken in taxable form, would...
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