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I'm not trying to say that AI is good or bad in healthcare but thought it could add to the conversation about what I heard ( as I remember it!). About 10 years ago I sat in on presentations by Google X (The R&D arm of Google) and IBM Watson. They both said they were going to get into health...

Another emerging issue to consider is large medical groups dropping out of MA. Who you sign up with for treatment today may not be avaible in the future. Ironically when you open the article right below the headline is an ad with Joe Namath hawking a MA plan!! Two Large Medical Groups Shun...

Thanks Montecfo for getting this thread going again. My DW and I love concerts and go often. We just saw the Eagles in Boston in September on a visit to see our daughter. They still can put on an awesome show! Vince Gil and Deacon Frey (RIP Glenn) fit right in. Steely Dan opened for them and...

I'm very interested in this thread. Back in the day I worked for JNJ in sales over 30 years ago and have held onto all my stock. Bought some more shares through 2010 and have been reinvesting dividends from day one in their DRIP. I've been considering lately to start to take the dividends and...

We just got back from a 14 day Pacific Northwest road trip and it was spectacular! We started in Seattle and then Portland to visit some relatives. Then we made our way down the OR/CA coast. Stayed at Cannon Beach OR, Gleneden Beach OR, Langlois OR, Garberville CA, and Mendocino CA. The Oregon...

This is a bit of a subset of this conversation but I think its illustrative of the complexity of preventive care policies. It's all about the details. Even when we think things are " covered" by policy they may not be. Prior to 2023 if you had a positive Cologuard test in most cases you were...

Seeing all the responses here matches completely to my corporate BS Bingo card!! Here's one more for you...Power Point... We used to call it it death by power point. I once went to a well known experts lecture and he started off with saying there will be no power point today. He said " I believe...

What a great thread! Concerts have always been a big part of our life since our dating days. Since retiring and pre Covid we’ve seen Chicago, Pure Prairie League, ZZ Top and Cheap Trick together, South Side Johnny and the Asbury Jukes, Bob Seager, Moody Blues, and the Eagles with Jimmy Buffet...

Hi... I mentioned earlier in this thread how to reach a person at the IRS... bumping it up..good luck Here are the steps you need to take to reach a real person on the phone at the IRS. Before you call, make sure you have all of the information that you need.  - Social Security cards and birth...

Update: I got a rep on the phone Friday. Said it was being worked on and could take up to 8 weeks. This weekend Where's my refund page says refund approved and payment expected 8/5!! My uninformed guess on the delay is my e file was kicked out because I started a consultancy business and my...

Thanks tmm99- i have no state as well.... you give me hope!!

E file accepted April 4 th. No refund yet and still says received and processing on IRS site. No luck getting a IRS rep on the phone

My SIL's mom passed away today from covid- without family around her. They said their goodbyes on facetime. She was in a memory care unit in NJ. My 54 year old BIL in SW Florida had it and recovered. They are pretty sure he got it from an asymptomatic co-worker. I had two friends in MA who had...

Wow... brings back memories! I actually used the words " I don't want to stand in the way of progress...just do not want to be that person" in an e mail to the head of HR while we were going through our 5th major restructuring in 11 years and I was getting ready to for my 3rd CEO. I was FI and...

Hello I'm seeking some thoughts on how to handle deferred compensation in my asset allocation. Some background: I'm recently retired and have about 2 years cash on hand for expenses. I've excluded cash from the allocation. Deferred compensation is currently about 18% of my over all invested...

I understand the frustrations and anxieties of buying / selling homes. I've sold 5 homes and just bought my 6th in FL... hoping to stay with this one for a long time. As others mentioned- this is a business transaction. The price of a home is what a buyer is willing to pay and the seller is...

While there are always bad actors in every industry- Valent is a good example of a bad actor. Also, agree overall drug costs are increasing but the latest available Medicare data shows drug spend is 9.8% of overall health care spend. The over whelming percentage of annual health care spend is...

I had a similar experience as AGGIE 76. I had my FIRE plan and my company had another one...about 6 months faster then i planned. I'm now 7 months into retirement and having my cash reserve was very helpful for piece of mind as well as allowing me not to touch my other investments during all...

thank you Marko..... very insightful, practical and inspiring.. I'm 10 DAYS into my retirement at age 55!

hang in there and good luck.... I've been there ...done that with a knee replacement.... my advice is to do all the rehab work you are asked to and then some... yes it is not fun and hurts but the return is worth it. This is the classic case of you get out of it what you put into t... At 1-3...

I added myself as number 95 as of Friday..... Was part of 2016 class but got lucky in a corporate restructure- so I'm on day two of my FIRE journey! 1. Ikubak - April/May 2015- age 52 2. LoneAspen - Moved to Class of 2016 3. Neihn - Dec 2015- 4. Fourchristians - June 2015 5. ABQ2015 - March...

Good news for number 3 on the list.... mega corp had a restructuring (3rd major one in 10 years) and I "volunteered" to retire!! They were thinking of eliminating my role and I participated in the conversations to make sure they eliminated it... Made sense financially and great for my mental...

Everybody's experience is different. I've heard the one or both conversations as well... in my own case only one knee required a replacement. i had my right knee replaced at 48... years of sports abuse and it literary cracked into a bunch of micro fractures. Plus it had "frozen' for about 10...

Added my age in spot #3.....lagging the average..story of my life! 1. Willers - 1/31/16 2. Rdub - 5/1/16 age - 46 3. tennisno1 - 3/1/16 age- 55 4. LoneAspen - 6/1/16 age 49 5. YakGrl - 1/31/16 age 56 6. Vireo - 5/1/16. Age 60 7. Davis65 - 5/26/16 age 50 8. Longranger - 12/25/16, age 60 9...

1. Willers - 1/31/16 2. Rdub- 5/1/16 age-46 3. tennisno1- 3/1/16