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For gosh sakes don’t use salt. Super bad for both the concrete nearby and terrible for the soil environment as it leaches down. Just google “Rootex”.

I think for me it was about 10-12 weeks before my retirement date. Unfortunately it still wasn’t enough time for them to find my replacement. I consulted part time after my date to help train him.

That is a terrible idea.

That is very common for a professional electrician to do. I’m not a pro and my Dad showed me how to do it. In some situations it’s done when a new breaker is added.

Ugh. I should have waited a few hours more. I ended up paying the $5 fee for TT Premier download with free Fed and State.

Me too, but as in years past, just check every day and it varies later on as some days it eventually changes to “free”. ( it’s weird).

Don’t commit too much. After hearing the hype prior I invested too much in tips and found out this year how disappointing they can be.

I snowbird to the Florida panhandle each year but I rent via a standard snowbird rental agreement. From December thru March the snowbird rates are half off the normal rental rates for those over 55 at 30 days or more. You can pick your favorite condo and lock it in every year. You meet the...

Sorry I just read this thread today. I invest in those same coins. Most people buying those typically buy direct from a coin bullion dealer who sells in bulk directly from the US mint. They are almost 92% pure gold and contain 1 Troy ounces of fine gold. No need to get graded as these are...

I hadn’t noticed our heating costs rise by much. Maybe some, but still not getting much attention from me yet. It’s natural gas and our thermostat turns back based on home/away awareness and night schedules.

Pretty insignificant. One percent or less.

He’s rapidly causing it to crash and burn.

Fact is most if not all A- team workers are the brightest and are the first to leave when they smell the slightest hint of poor management decisions. They usually are prime candidates for competitors to snap up right away. My guess is they are all gone now.

Elon has a high IQ,but he’s also on the spectrum and socially inept. He suffers what a few very smart people also suffer, way below average common sense and poor judgement in the life skills area. So yes you can be a genius in some respects, but totally stupid when dealing with common issues.

Frequent seller on Facebook MP with over 30 listings or more at any time. I never pay extra to boost listings , however they push me to regularly. I still get lots of views and everything eventually sells for me. It’s just a matter of finding the item’s true market price. If I don’t get...

In a non volatile market that’s true and why you should do it annually or on an interval that you like. In a volatile market correction you’re behind the eight ball. ( too late to make it most effective for you ). Soon it will just correct quite a bit upwards again and now your AA is all...

I am not wrong, you just didn’t investigate enough or ask your Fidelity rep. I get it every year this way, including the current year. It’s there, I GOT it. You just need to auto qualify with 1 million in total assets OR just ask your rep if you have a good relationship and say you have only a...

Just remember that in a 529 account the funds not owned by the student but they are beneficiaries assigned to it, but a UTMA account is diff in that the child (student ) are the owners of the account.

That’s the biggest benefit of having a portion of IRA savings in a ROTH. You can be a millionaire, retire early, and use ROTH withdrawals in the years before Medicare to reduce annual income to levels that give you the maximum ACA healthcare subsidy. But you had to realize this year’s ahead...

Rebalance once per year on a certain day or week, but NOT after a major market correction or during volatility.

I told my sons at about age 14, perhaps earlier. Good portions ( not all,but most) birthday cash and most other cash gifts went into the 529s each was a beneficiary of from the day they were born. It was best they knew why. We encouraged them to work and add to it themselves as well. I would...

Yes exactly that.

Just finished Severance on AppleTV. Wow

I am a retired HVAC engineer. No lower than 55 for sure. You risk condensation inside walls as well as freezing a pipe that’s in a spot not as well insulated or located as others. This happened to my FIL in Ohio who left it set at 55 during a very cold weather event with sub zero conditions...

You’re just getting older. You never noticed that older people have far less hair and their quaff is thinner? The older you get the more hair loss occurs. It’s due to both hormonal reduction and hereditary factors. It will only get worse. Just get used to it or make adjustments.