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    IRMAA and inheritance

    I am finding confusing info about this on the web. If I inherit a bunch of money, and a house, this year, will it affect my IRMAA in 2026? Some sites say yes, others say inheritance is not included in MAGI. Technically, I inherited the house in 2023, but sold it this year. And I liquidated...
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    Swap names on will

    We have a will. We designated my sister as executor, 1st, and our DD 2nd. Now that DD is older, we want to make her 1st, and my sister 2nd. We sent an email to our lawyer about this and they want $400 at least to make the change. Oye! Instead, we have the idea of writing a note, signed by...
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    Frontier All-You-Can-Fly

    For all you travel masochists out there: https://www.flyfrontier.com/deals/gowild-pass/ All you can fly (on Frontier) for $499.
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    Un-needed Musical Instrument Donations

    Hi. If you have a musical instrument laying around that you would like to get rid of, and want see that it goes to a deserving child, I would like to inform you of the non-profit called Hungry for Music. I volunteer with these folks, and we collect musical instruments (nearly any kind)...
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    When do people give up on wearing contact lenses?

    I have been wearing (gas permeable) contacts since age 19. Lately, about every 3 or 4 days, I have a glasses day, and not bother with them. So, my question is, at what age do you think people give up on contact lenses and just wear glasses? Yeah, I know that if I have cataract surgery some...
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    Antique bracelet

    Hi. This belonged to my wife's grandmother. I looked in the Antique Jewelry University database and did not see a match for this maker. Who made this? Thanks!
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    US Mobile

    Several of us were discussing US Mobile in another thread, and rather than continuing to hijack it, I thought I should start a thread just for US Mobile, since I think this carrier will have a lot of interest by our FIRE community. So, you can go to the US Mobile website to see details, but...
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    FIRECalc 2022 data update

    Are there plans to update the data for 2022? I see the last update was exactly a year ago.
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    UFO sightings

    I thought I would see if an other ERs have a similar story... About 10 years ago, I was traveling by car to Glacier National Park, with my sister. We were about 1/2 hour south of the park. We were in an area that had some small mountains. We turned a corner and the view opened up where we...
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    Dual citizenship

    Both my parents were born in Canada, met there, got married there, and moved to the US in the 50s (for job opportunities, and to escape the winters). I was born in Florida, and have lived all my life in the US. My mom had the opportunity, when I was little, to apply for dual citizenship for...
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    Rails to trails rides

    Any other rails to trails fans out there? I love these trails on my bike (mostly flat, mostly straight, mostly nice scenery), and plan on biking several new trails this year. Some of my favorites are (I live in NC): C&O canal towpath: Nice history (with the locks and lock houses), Harper's...
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    SS Could Be Insolvent in 8 Years

    https://www.marketwatch.com/story/social-security-could-be-insolvent-within-8-years-economist-warns-11629891784?mod=home-page A new report from a Wharton economist predicts that Covid advanced the run out of money date to 2029. The CBO has already taken a quess at 2032.
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    TAP Airlines

    There was a thread a few years ago for TAP, but it is a little old, so is there anyone with more recent experiences with TAP? Their premium economy fares are attractive vs the big carriers, and they have several neo Airbus jets they use for the transatlantic routes, so the planes seem to be modern.
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    Hydrogen Peroxide, toothpaste, hair

    Hey. So, I have been using a whitening toothpaste for about a week now, in an effort to whiten my teeth a bit. I have noticed that my white beard around my mouth is turning back to its original red/orange color. The toothpaste has hydrogen peroxide (and a bunch of other stuff) in it, and I...
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    COBRA questions

    Hi. My wife will be retiring the end of this year (yea!). We have 2-3.5 years of health insurance to worry about until Medicare kicks in. Due to the ACA uncertainty, we might just go with her COBRA for 2021, and see what happens with ACA. Daughter turns 26 in April, and is currently under...
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    529 room and board

    Hey. I Googled for this, but was not able to find a clear answer... Daughter has a 529 plan, and will be a full-time (9 hours) grad school student, for an online degree (campus is in another state somewhere). Can she use 529 funds to pay for room and board (equivalence amounts set by the...
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    Likelihood of large medical expense

    Hi. DW is thinking of retiring around the end of the year or so. We are on her health plan right now. Plan A is to go with ACA, and plan B to go with a faith-based plan (maybe Liberty). For Liberty, DW is worried about the $1M max coverage per indecent. This is all for 3.5 years, until 65...
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    MacOS Big Sur

    Well, has anyone installed MacOS Big Sur (beta) yet? I am too chicken, and really don't need to. I've seen some reviews and it looks ok to me. It seems to be better integrated with iOS and iPadOS. It is going to be able to run on my MacBook Air (2019), and DW's MacBook Air (2014), but not on...
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    COVID 19 test kits

    There are some self-test kits coming on the market. For example: https://www.pixel.labcorp.com/at-home-test-kits/covid-19-test Has anyone tried these and can report their experience?
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    529 Owner transfer

    Got a couple 529 plan questions for y'all. My wife is listed as the Participant (account owner). My daughter is listed as the beneficiary. We would like to transfer the ownership from my wife to my daughter. a) How do we do this? b) Is there any tax implications to us or my daughter? We...
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    Bottom value of results chart

    I am sorry if this has already been asked (I did try to search). When I plug in data and do a run, the graph always show a range of end values, from $A to $B. $A always happens to be the same number as what I inputted for Portfolio value on the Start Here page. This just does not seem right...
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    Venice under water

    Well, I have plans to go to Venice in March, but I am wondering if the historic flooding has devastated the place. Did anyone go there a few months after the floods in the 60s, or other floods?
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    Europe SIM card

    I will be traveling to Italy and Paris in the Spring, for 9 days. Normally, when I do this sort of thing, I go on eBay and get a SIM card for the country I am traveling to (since my carrier does not have an international roaming option). They are about $30 for 30 days with unlimited talk &...
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    StarWars Ennealogy Nears Completion

    I am psyched that the final Star Wars movie in the 9 story franchise is coming soon. On May 25, 1977, I was in high school and on a date with Maria something-or-other (I forget her last name). We went to dinner and decided to catch a movie. We pulled up to this theater and they were playing...
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    Laundry detergent dispenser

    I have been curious about this, and maybe somebody here knows... I have a front-loading washer. It has a little tray that pulls out that I put the detergent into. Since this is an HE machine, I don't put much into it. I cannot figure out how that small amount of liquid gets down into the...
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