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I am trying to help an Aunt who is living below the poverty line get all the benefits she is entitled to. She is currently getting SS based on her own record in the amount of $800-something per month and that is her only income. She was married for over 10 years before getting divorced. She is...

I had a lab test today and the results show I am pre-diabetic with a glucose of 104. 100-125 is prediabetic with 126+ being diabetic. So I am on the low side but over 100 for the first time ever. Anyone find themselves in this range? What did you do to get it to stay below 125? I'm not going to...

On Thursday my computer security package expired and my computer guy quit his business to take a regular job. I woke up Friday morning and did a "update and restart" on my computer. I took a shower and when I came back there was a blue screen that said Bitlocker. It required a key to open which...

Any football fans going to give the new XFL a chance? It starts today. I will be giving it a chance for at least the first couple weekends and hope for the best. Anyone else?

I have gone to a physical H&R Block location and had my taxes done by a very capable professional for the last decade. I just found out she has retired. She was the only person I trusted to do it after trying several people before her. Now that she is gone I am planning to go with software I can...

I have accepted a new job working 3rd shift(10P-6A) Mon-Fri. For the last several years I have been going to bed by 10P most nights so this will be a big adjustment. I won't be able to get adjusted ahead of time because I will be training 8a-4p for a week then go straight to the new shift after...

My furnace didn't turn on this morning. Well, it made a sound like it was turning on but never blew any warm air. I'm guessing a blower motor is bad which is expensive. Furnace is only 7 years old but I live in Wisconsin so it gets a lot of use. I have someone coming to look at it hopefully some...

I am starting a new job tomorrow Monday June 20th. I have been told that my benefits start on day 1 including health insurance but have been given no additional information. I currently have coverage thru the ACA with substantial subsidies. Was I supposed to cancel the ACA coverage effective...

I know there was an E-bike thread a couple years ago but I think with the increased popularity and with Spring here or approaching depending on where you live I think it's time for a new thread. I am looking for an e-bike to buy this Spring. I need something big enough for me, I am 6'6". I would...

I am hoping to go down to Florida for the month of March, maybe a few days on each side of March. Not finding any affordable lodging. Looking for something under $3000 for the month, preferrably well under. Would like to be within a block of the beach but could consider something else for a...

I tried opening a taxable account with Vanguard online and it said I couldn't open the account online and I should call the number listed. I currently have a Traditional and ROTH IRA with them. Any idea why I can't open an account online? I didn't want to call them because I know I would be on...

I know there are a few Accountant types on this forum and i'm hoping someone can help with this. Some other people who do clinical research studies have a different idea of what's deductible than what I have been led to believe and i'm wondering who is right. I was told I couldn't deduct...

Not sure if it was the best financial decision but it's a done deal. I used most of my cash savings to pay off my mortgage(~$74K). The money was making .40% in a money market account and I didn't want to risk it in the stock market since 90% of my retirement money is already in stocks. I was...

The only investment I had in taxable investments went bankrupt recently. The cost basis on the remaining shares I had was worth about $33K. Those shares weren't sold, they were just discarded and my account is empty. Does that count as a capital loss even though the shares weren't sold? Follow...

I decided to stop with the clinical research studies and go back to a full time job. My leg is feeling a bit better even though I do still have chronic pain after the hip replacement. I applied to 5 manufacturing jobs within 10 miles of my home. I have had two interviews and they both seem...

I have been self employed this year so i'm on ACA. I start a new full time job on Dec 28th. My base income at the new job will be $3527/mo and the health insurance offered by the employer is $484/mo or 13.7%. My understanding is if the health insurance is over 9.83% of my income then I can use a...

I participate in phase 1 clinical research studies for a living. The senior tax preparer at the local H&R Block says I have to pay taxes as a self employed contract worker because I plan to make a profit and plan to continue doing the studies as my primary source of income. I make around $25K/yr...

At my annual physical last year my blood pressure was 136/86. My Dr said that if it's that high this year she will likely want me to start BP medication at age 41. My physical is next week. I have taken my BP periodically and it is all over the place but usually in the 120s or 130s/80-ish. There...

When I bought my house in late 2016 I knew the Central AC was 15 years old and would not last long. It died a few days ago after a little less than 4 full Summers. My place is only 1000sqft so i'm looking into less expensive options than $4K for a new Central Air. I live in Wisconsin so the...

I have worked blue collar jobs my whole life but due to a total hip replacement I have to start over with office work. I have no degree or experience so I was lucky to get a $13.50/hr call center job. I will have to wear business casual clothing. Any ideas on how to source office attire at...

MGM Grand has settled with the victims of the mass shooting for $800 million. While tragic what happened to all those people I don't see what MGM did that was negligent. That is a lot fo money to be paid out whether it's MGM or their insurance company. I understand the insurance company needing...

Looks like President Trump is planning to cut the capital gains tax by executive order. Not sure if that is even legal to do but lets assume that it is. Is this a good thing for the majority of the people or only the wealthy? I would think that many people on here would actually want to pay the...

I have very little experience investing in after tax accounts. I am planning to start putting at least $1000/mo into a Vanguard taxable account and have a couple questions. I want to keep it fairly simple. I will probably invest 80 or 90% in VOO or VTI(equities) and the rest in BND(bonds). I can...

Apparently it's really going to happen. [mod edit] The DOD is to begin the process of adding a 6th branch of the military: Space Force. Any ideas on companies that could go up in value a lot due to the billions of dollars likely to be put into this endeavour...

Correct me if i'm wrong. My understanding is that the electric car tax credit is non refundable. That means you only get to reduce your federal tax liability by the amount of your actual taxes owed up to $7500. You can't get a refund beyond what you owe. In 2018 I expect to make the most income...