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We recently sold our 13 year old camper and bought a new one. After a couple of local trips to check it out we are considering a longer trip. We have not been to many places in NC and have always wanted to go to the Outer Banks. Trip would start in TN to NC and then SC to Georgia and back...

We are seriously looking at selling our Lake house next spring and factoring that into our ACA plan choice. Since it is a second home it looks like we would owe 15% Capital Gains on the profit since we have owned it for several years. The profit on the sale will raise our MAGI well above any...

As we move more into ER we find ourselves meeting new folks that we would be interested in having a friendship with. We have invited couples to different events. Some accept the invitation and some do not. The ones that do not usually give a reason. If they say maybe next time or something...

Just got a letter requesting additional verification of income. I provided 2012 tax return but new list of options does not include this. Has anyone else dealt with this and if so what is best way to handle?

We have three days to see Olympic National Park and will have a rental car. Are there places outside the park that are good to stay at or is it best to stay in the park? IF in the park any think to avoid or best choices? We will be there in June.

We will be taking a cruise to Alaska in June and plan to stay over in Seattle for a few days on either side of the cruise. Looking for recommendations for places to stay near the Seattle airport for one night and near Olympic NP for three nights. There will be four of us traveling. Thank...

Just curious what Withdrawal Rate ER folks are using before their pension if applicable and social security starts. The reason I am asking the question and my details follow: I ESR'd back in 2007 with a plan to work part time. My business went well and fortunately / unfortunately grew to...

Just wanted to see how many folks are in our boat. I managed to complete an application on the market place and even successfully got an eligibility confirmation for the subsidy. I was able to select the option to apply the subsidy to our premium and in the detail the deductible and OOP max...

With the good news on my annual rate increase I was also given the chance to change our deductible to 10K from 7K. this is a family policy and the deductible is for all. Once we were to meet it the policy says the Ins. company pays 100% of covered costs. I am 48 and DW is 47 we have two kids...

Just got our annual increase for our individual Health Insurance. This is year five of an individual plan for us. It has been 12% increases every year up to this point. last year we raised the deductible from 5K to 7K to keep the increase down to 12%. This change also moved us from a...

I am not a federal worker or retiree but as many on this board are I thought this link might be of some interest: Richard Burr, United States Senator of North Carolina: Press Releases

I am trying to better invest the money we hold for our kids college in separate accounts. What I mean is the money is in my name and is not a Roth of 529 for many reasons. It is currently with Etrade in a separate account as they allow you to have multiple accounts with different account...

For those of us that have managed to get individual Health Ins I am curious as to the premium increases you have seen each year and what your experience has been with getting payment if you go above your deductible in costs. We have had our policy for four years and the increase has been 12%...

I ESR'ed over three years ago and have found the decision to be one of the best in life. The part time work was good in helping with the transition in many ways. I have now reached a point where I want to cut back even more. Thankfully it looks like that is definitely an option for the...

The disconnecting with a dysfunctional family thread gave me the idea to pose this questions as I suspect many other are or have dealt with this reoccurring torture. Thanksgiving is about two months away but I am already dreading it. We live in the same town as my in laws and my Mom. My Dad...

I am really struggling on this one. We have funded our HSA up to the max allowed for the last several years and have also enjoyed good health so that account has grown some. The balance now would almost exactly cover our full out of pocket deductible through 2013. Our current policy is...

Being one of the many RV enthusiast on this forum I am in need of some advice. We are considering another West adventure this year and Yosemite would be one of the NPs we would visit. Due to kids schools we would arrive around the 2nd week of June. Is this the worst possible time to go? If...

Just received our Health Insurance premium increase. We have had the same policy for three years and it has a $5000 deductible. The previous increases have been about 12%. I have been budgeting for 15%. This increase is for 23%. I will be 46 soon if that matters. They did offer a premium...

My old Mega Corp boss just died at 54 last week. He planned to retire late this year at 55. if that was not sad enough a college and work friend just lot a daughter to the flu at 12yrs old last week also. We were enjoying a family vacation in FL for two weeks when these happened. I will be...

Considering a life change so here is some background and my questions. Thank to everyone in advance for any input, suggestions, considerations, etc. We are headed to a little town near Venice Fl called Englewood for a two week vacation in a few days. We have been spending three to five weeks...

We are on day 29 of our cross country RV trip and currently in West Yellowstone. We were planning on going on to Glacier NP from Missoula Montana where we will be doing some fly fishing next. We are having second thoughts about going up to Glacier NP now after spending time in Colorado, Utah...

I just sold my last rental to a good business customer of mine. it is an excellent fit for him since he owns several units already and has the staff to manage them. After fifteen years I have had enough of doing all the work myself and do not want to do that any more. Long term municipal...

I have read that there might be a risk to taking children over the Rockies due to the altitude. The article was written for a medical professional and I am certainly not. My kids are 10 and 3. Has anyone heard of this and if so can you explain the risk? Thanks in advance for any information.

I am in the early stages of planning a trip for the four of us out West next year and would like input from anyone who has made a similar trip. I have read the Grand Canyon thread and really appreciate all the good info in it. We will be going in June and part of July due to school...

I have question that I need your advice on. As you may know from previous posts I am following a Work Less Live More plan so I am early semi retired. With some of our taxable savings income, rental income, and my part time business we currently get by just fine. My exhaustive spreadsheet...