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Background: my 90-yr old mother has a Tracfone which she doesn't really use, and only keeps for emergencies. It's and old LG flip-phone, she uses it for phone calls only - no text, no apps. But it was only 3G and recently stopped working. As a replacement, I bought her this Alcatel MyFlip 2...

As I'm getting ready to file my taxes, I was wondering how complicated taxes are in other countries. Here in the USA I know so many people who rely on a tax preparer to do their taxes for them, even though they don't appear to have anything too complicated. Myself, I have a pension...

Does anyone here have experience (good or bad) using Thryve? https://www.thryveinside.com/ I searched the forum and only found a few references to it here, but I did decide to give it them try because I always feel like something is 'off' with my gut. I have been to a gastroenterologist, who...

I'm looking for opinions / advice on getting ready for my first EV - a Tesla Model Y LR. I need to get some electrical work done for recharging the EV, and estimates I've gotten were a lot more than I expected. Currently: old house with fairly new 100 amp main panel in the unfinished...

I know that many don't even listen to radio any more, with services like Pandora, Spotify, etc, but I do really enjoy some radio stations. So, just for fun, are there any stations that you really really like, give a brief description, and hopefully a link to hear it via the intranet. I find...

After reading a few other threads here, and doing some other research, I find myself really lusting after a Telsa Model 3(?). I can easily afford one, but a big obstacle is that I've always lived sort of under the radar, keeping my financial situation private. The thought of neighbors...

For those who are getting HI via a retiree medical plan from a former employer, I'm curious what your monthly cost is? Beginning next year I will be getting such a plan: for an individual, it's $808/month, $500 deductible, 20% coinsurance on most things. Up until now I've been getting HI...

Inspired by the recent thread on lawn care, I'm wondering how many take a more hands-off approach to their lawn. Personally, I have never watered, fertilized, or applied any weed-killer to my lawn and I've always felt that it looks just fine. I don't mind dandelions or violets in the...

I know there heave been discussions here on whether or not 'international' funds are needed in one's investment portfolio. Looking back a bit historically, I don't see where international funds ever really helped, so I'm wondering - was there ever a time period where international really...

I'm just curious what everyone's annual physical includes. Mine always seems pretty 'light weight' to me - I'm a male in my late 50's in pretty good health. The annual doctor visit usually entails: blood work a week before the physical doc reviews blood work numbers with me at my physical...

Lively has eliminated all fees for their HSAs, I'm guessing that's in response to Fidelity entering the HSA market. So I wonder how Lively makes any profit now? https://livelyme.com/no-fee-hsa/ Makes me feel a little better because I started using Lively just a couple of days before I found...

Hi, I'm looking for a sanity check to see if my thinking on this is correct: I've been FIREed since 2008 and living off of my savings + a small income from a hobby of mine. Thanks to the market rebound, my total savings are greater now than they were in 2008. I'll be 55 soon and can start...

This is the first year I have HSA eligible health insurance, but next year my current plan is no longer HSA eligible. With HI options changing so much, over the years I might be popping in and out of HSA eligible plans. Is my understanding of the correct in that: I can set up a HSA now...

There's been a lot of talk on this topic here but I'm really confused on one point: I did an IRA -> Roth IRA conversion last year because my income was so low, seemed like a good move. Doing my taxes now, and I find that my AGA is just a little bit too high so I probably won't qualify for a...

I'm impressed with how much exercise some people here do. Myself, I bicycle quite a bit, but have very poor upper body strength. I haven't been near a gym since college, and I could not even do 1 chin-up. I recently decided that I better so something about this if I want to be a healthy old...

Does anyone here use dprxcard.com or know if it's legit? I signed up for a dental discount plan via dentalplans.com. I had a choice of a 'dental only' plan for $105/year, or a dental plan that also includes some vision and prescription drug discounts for $135/year. I was really only...

My COBRA coverage is running out soon and I need to get my own health insurance policy. Is there any advantage / disadvantage to applying for a policy via ehealthinsurance.com versus going to the health insurer directly? According to their website, one minor advantage (since I hope to get a...

I did my 2009 taxes online with TaxAct and in the section on 2010 estimated taxes, I could swear that there was a question asking if I'd like TaxAct to submit my quarterly payments for me, and it then asked for bank account information to make the withdrawals from. But now I can't find anything...

This might belong in the political forum, but: why are there so few choices available for individual health insurance? I'm currently covered by COBRA but will need to get my own insurance early next year. Ehealthinsurace.com shows me 21 plans from 3 health insurance companies. Why are only...

I can't help wondering: why is the favicon for this website a pair of scissors? Is that for cutting dryer sheets? :rolleyes: I'm not loosing sleep over this but I've been wondering for a while now. - (Favicon is the tiny icon that some web browsers show next to the...

I have a non-COLA pension which I can take anytime I choose to because I met some early retirement rules when severed from this company. At age 60 I'd get 100% of the pension value. At age 55, I get 80% of the value, at age 50, 50%. It's a decent pension which should cover most of my...

FIUE - Financially Independent UnEmployed - that's my current variation on FIRE. Or maybe I'm retired now but I just don't know it! Last year my j*b situation became unstable and it was only then that I realized I might be able to FIRE. It was always in the back of my mind but I never...

Using "Investigate" to check spending level, it was showing me a ridiculously high number for what I could spend annually - it was showing me $131,196 when somewhere around $47,000 would be more realistic. I went to the "Other Spending" tab to make sure my SS and pension numbers were correct...

Is there site or utility somewhere where I can do something like: say that I bought $nnnnn of fund ABC on 1/1/1993, I haven't touched it since then and dividends were reinvested it would then show me the growth of that fund from said date to present, including the amount and dates of the...

I used to have my $$$ invested with Ameriprise - many thanks to this forum for educating me and my money is much more wisely invested at Vanguard now. Anyway, the other day I got a phone call from Ameriprise saying that my FA there has been fired for unethical behavior, and that this person was...