Jan 31
YTD 3.2%, however for the risk level its not what it should be.
75% Equities Funds (50% US/20% Foriegn/5% Reits)
21% Bonds (in balanced funds) (16% US/5% Foreign)
4% Cash
Source -Personal Capital
Their program suggest a higher allocation to Alternatives would improve risk. I think reducing the bond duration may do more.
Last year ended 80% of the S&P, This year tracking <60%
Not sure what is worse, the bond negative returns or the Value stocks under performing, but I think the underlying allocation to Healthcare was a big finishing drag down this week.
I wouldn't be so concerned about one month. It means nothing in the long run.