2023 Investment Performance Thread

[Rianne]

45/50/5
+ 14.3%

 

[Markola]

Your higher beta bet on bitcoin really helped that ‘fairly conservative’ portfolio.

Your results are quite impressive too. Congrats. As for my strategy, yes, even a few points additional return from a small tech component helps a lot over time.

 

[jazz4cash]

I am getting too lazy to keep crunching these #s. The ROR column for 2022 was blank in my master spreadsheet so I must’ve forgot or blew it off.
In 2023 my ROR is 17.8%. I finished with 72% equities. I’m pretty happy with that since my FI assets are very safe.

 

[Rickt]

+3.96% in Deceember, 2023
+17.14% YTD
AA: 72/22/6
very happy with the year 2023!
Hope for a up 10% in 2024

 

[wdberry62]

+4.3% in Deceember, 2023
+25.7% YTD
AA: 70/18/12

 

[KCGeezer]

Seems to be respectable compared to others here. 15.5% on 60/35/5 AA

 

[Retire2023]

+19.59% for the year. Also managed to hit a new high investible net worth this year. Very happy with things this year. 84/8/8 allocation

 

[target2019]

60% Stocks / 40% Fixed/Cash, Hi-Yield MMF, etc.

Total Portfolio balance rose 11.24% for the year, and is not too far from the all-time high.

2023 IRR gathered from various institutions and weighted, gives a performance number of +12.47%.

We have a small Roth conversion to do, and that will reduce holdings by 1.

 

[AZsniper]

Jan 1 2023 - 809,878

Jan 1 2024 1,147,151

41.6% increase

-included in the increase is max contributions to 457,401k and additional savings/growth to my brokerage account.

Rough retirement Goal:
500k brokerage
500k 457
500k 401k

 

[Markola]

A little inspiration for the young dreamers, 10 yrs ago I had recently quit drinking after being a lifelong binge drinker and alcoholic. We began 2014 with just about $40,000 to our name. Today we are millionaires. IN less than 10 yrs we went from nothing, to something. If I can do it, anyone can.

Great story. Kudos for getting your life back on track.

 

[RetiredAt49]

AA = 100% (excluding rental properties)
2023 Return = +37.74% (excluding rental properties)

 

[audreyh1]

OK with the last bit of interest reported, it was 13.25% for 2023 on a 50/50 portfolio. Nice!

 

[MRG]

My self managed mone 75/25 was up 24.02% for the bulk of it. A little higher if I include the smaller Roth at 59.31%.

The Vanguard managed assets through PAS. They did 14.60% on a 50/50 split.

 

[Ronstar]

I track 7 accounts. Final YTD returns anywhere from 7% to 28%

 

[FREE866]

AA = 100% (excluding rental properties)
2023 Return = +37.74% (excluding rental properties)

That's a hell of a year. Congrats.


However, given you're I think all in tech names isn't your benchmark a tech index or the NASDAQ?

 

[RetiredAt49]

That's a hell of a year. Congrats.

However, given you're I think all in tech names isn't your benchmark a tech index or the NASDAQ?

The majority of my portfolio is VOO, VTI, and QQQ so yes I have a tilt towards tech due to QQQ plus the fact that VOO/VTI is tech top heavy (at least currently). These figures do not include my day trading algos nor rental properties, both of which have done well.

 

[FREE866]

The majority of my portfolio is VOO, VTI, and QQQ so yes I have a tilt towards tech due to QQQ plus the fact that VOO/VTI is tech top heavy (at least currently). These figures do not include my day trading algos nor rental properties, both of which have done well.

Gotcha. Regardless, that’s a damn nice number. My tech exposure is SCHG which trades similarly to QQQ. Like you also have SPY and VTI. And IWM for small cap exposure.

 

[Koolau]

My best laid plans to lower my RMDs in 2024 went out the window with this past year's results - especially the vestiges of Megacorp stock that took off in 2023. What a great set of circumstances to complain about!

 

[PatrickA5]

+15.1% Ended at 50/36/14.

Made back my 22 losses and ended up with a nice little gain over the last 2 years. Mainly due to having a higher stock allocation in 23. Not changing it going forward....I think.

 

[steelyman]

Retirement portfolio 2023 return 18.52% vs benchmark VTHRX (Vanguard Target 2030) 15.99%.

Stock/bond allocation follows VTHRX (63/37).

2023 WR (withdrawal rate) 3.19%.

 

[yakers]

To get a really precise breakdown I would have to gather Vanguard accounts, Wells Fargo accounts, Federal TSP and figure it all out with weighted averages, its 8.8% in the TSP, 14 something at VG, various amounts at WF, but the number that really matters is the total portfolio is up 4.4% after spending and I'm happy. 2023 was big travel, 3 weeks in Portugal & Spain, a coupe weeks in NY and a very expensive trip to Norway (hired a private guide for a heritage tour) DW got a new car and gave younger son some $ to get a decent replacement car after an accident. I'm happy, really happy, for the numbers that mean the most to me. Now 73 (DW 75) retired 2008, time to BTD.

 

[audreyh1]

Turns out I actually did 13.35% for 2023 (50/50). Quicken had “lost” a few shares and I didn’t catch it until yesterday.

 

[homestead]

Went up 12.2% in 2023 on 50/50.
Surpassed high in 1/1 2022 if I don't count inflation. : )

 

[Dash man]

I’m losing it. I thought I posted mine earlier.
We did 16.8% with our liquid investments. About a 72/28 allocation to stocks/fixed income. I tend to take interest and invest that into stocks, but send the dividends from stocks to my checking account. Maturing fixed income assets are reinvested.

 

[Cobra9777]

AA on 12/31/2023 was 86/11/3. 2023 performance was 19.2% per Fidelity. The Fidelity 85/15 market index was 20.3%. We have some high-dividend equity funds in taxable. I'd like to dump them, but I hang on due to very large embedded capital gains. I haven't checked yet, but I'm pretty sure that's the culprit. Still, great recovery from a dismal 2022.