MelissaKay
Confused about dryer sheets
I heard BCBS is dropping all their individual health insurance plans in Florida the end of this year. Did anyone else hear this?
Wow, what a first post! Not only is your rumor not sourced, it isn't even remotely true. A simple Google search or call to FloridaBlue would have told you that. You are going to needlessly panic a lot of people.
They often terminate plans and force you to change, this happen to me in 2015.
Please tell your father that BCBS Florida has announced their plans for 2018 and people can enroll now.Rumor?? My father is in the middle of a major insurance claim from an accident that happened 6 months ago. He has to have a second surgery soon since the first one didn't work. He's scared because he's insured with Florida BCBS and the letter he has says their not renewing his plan and it's no longer available in Florida. He's afraid he won't find coverage since he now has a pre existing condition.
I did Google it... I found this to be true for some states but I couldn't find anything on Florida.
Blue Cross/Blue Shield to drop individual ACA healthcare plans | 98.1 KMBZ FM
Notice that article was for Missouri and Kansas, not Florida.Rumor?? My father is in the middle of a major insurance claim from an accident that happened 6 months ago. He has to have a second surgery soon since the first one didn't work. He's scared because he's insured with Florida BCBS and the letter he has says their not renewing his plan and it's no longer available in Florida. He's afraid he won't find coverage since he now has a pre existing condition.
I did Google it... I found this to be true for some states but I couldn't find anything on Florida.
Blue Cross/Blue Shield to drop individual ACA healthcare plans | 98.1 KMBZ FM
Thank you everyone for your responses! Glad to hear others have been in a similar situation. I didn't realize he could find another plan under the ACA where pre existing conditions should be waived! Both my father and mother have been stressing out over this for the past month, afraid he won't have coverage when he gets the next surgery. I appreciate all the information and will be passing it along!
When a company, such as BCBS drops ACA plans in a particular state, don't they still offer non-ACA/individual plans? Or isn't there a way to go to an insurance broker and buy an individual or family plan?
And aren't ACA plans and non-ACA plans medically the same, other than the subsidies?
Or am I missing something?
When a company, such as BCBS drops ACA plans in a particular state, don't they still offer non-ACA/individual plans? Or isn't there a way to go to an insurance broker and buy an individual or family plan?
And aren't ACA plans and non-ACA plans medically the same, other than the subsidies?
Or am I missing something?
I think all plans, whether ACA or not, waive pre-existing conditions. That is the law.
Just fix your terminology - bought through healthcare.gov or directly from the insurers. They are ACA plans.
ACA plan means ACA compliant which includes things like covering pre-existing conditions.
Non-ACA implies it is not ACA compliant, and there are narrow conditions under which those are available.
Rumor?? My father is in the middle of a major insurance claim from an accident that happened 6 months ago. He has to have a second surgery soon since the first one didn't work. He's scared because he's insured with Florida BCBS and the letter he has says their not renewing his plan and it's no longer available in Florida. He's afraid he won't find coverage since he now has a pre existing condition.
I did Google it... I found this to be true for some states but I couldn't find anything on Florida.
Blue Cross/Blue Shield to drop individual ACA healthcare plans | 98.1 KMBZ FM
Good point, ACA is the law so all plans (mostly) would be ACA. I associated Exchange (healthcare.gov) with ACA.
I looked at non-compliant plans for a while too, they are hard to qualify for, and certainly a high risk to buy them.