Eucerin
Recycles dryer sheets
- Joined
- Oct 10, 2018
- Messages
- 247
I haven't see Fido publish 1month and 2month new treasuries lately, anyone knows why?
I haven't see Fido publish 1month and 2month new treasuries lately, anyone knows why?
Sorry, meant to say treasury bills
Usually announced Tuesday afternoons two days before the actual auction.
See:chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://home.treasury.gov/system/files/221/Tentative-Auction-Schedule.pdf
Just FYI. Here is the answer in case this happens to others.I have $50,462 in the account, I set quantity 50 and yes to Auto Roll, but the msg came up says "auto roll feature is unavailable for the treasury auction order". Is it because not enough money in the account after 50k out?
So is Ally. 0.5%. I’ve been moving cash out of there into short term treasuries.When I logged in to CapitalOne a few days ago I noticed they had gone to 0.60% too. Discover Bank still stuck at 0.50%
Was talking to my brokerage / fixed income desk yesterday.
(I have both Credit union and Brokered CD's)
Asking how much of the future rate hikes are already priced into brokered CD's.
Un like banks, they are now paying 3% on 3, 4, 5 and 10 year CD's. And 2.7% on 2 yr. CD's. Navy bumped up to 1.05% and Pen Fed is at 2.5% on the 5 yr. So plan to move most over to the brokerage.
There thought's are they wont go too much higher. And a looming recession in the next year or 2 could once again bring rates back down. No crystal ball here. But plan to load the boat with 5 yr CD's over the next 6 months. Starting next month. I wonder if we will ever see " normal rates" again.... Looking back at the past 5000 years. )
Am OK with 3-3.5% As my retirement plan can work with zero% growth. Worst case scenario.
Side note, when folks start pulling money out of banks and credit unions for better rates. Then they will reluctantly have to raise rates. But its a long lag. Brokered CD's are months ahead of Banks. (In both directions).
Agree,but secretly would be nice to see a measly 5% on a 5 yr.
(Still below historic norms)
Discover Bank has been .60% for a while. Not that it matters a whole lot, 0.50 vs. 0.60%.American Express Bank announced interest rates on their high yield savings accounts increases from .50% to .60% effective 4/28.
target2019 said:Discover Bank has been .60% for a while. Not that it matters a whole lot, 0.50 vs. 0.60%.
I’ve also been gradually moving excess cash from Ally into short term t bills. It’s silly not to double your interest if you have no immediate need for the money. I’m having one mature each month so just in case we need some cash it will be there. If not I’ll just roll it into a new one.I’m building a ladder of 26 week t bills for money I may need soon. . Twice the above rate.
Was talking to my brokerage / fixed income desk yesterday.
(I have both Credit union and Brokered CD's)
Asking how much of the future rate hikes are already priced into brokered CD's.
Un like banks, they are now paying 3% on 3, 4, 5 and 10 year CD's. And 2.7% on 2 yr. CD's. Navy bumped up to 1.05% and Pen Fed is at 2.5% on the 5 yr. So plan to move most over to the brokerage.
There thought's are they wont go too much higher. And a looming recession in the next year or 2 could once again bring rates back down. No crystal ball here. But plan to load the boat with 5 yr CD's over the next 6 months. Starting next month. I wonder if we will ever see " normal rates" again.... Looking back at the past 5000 years. )
Am OK with 3-3.5% As my retirement plan can work with zero% growth. Worst case scenario.
Side note, when folks start pulling money out of banks and credit unions for better rates. Then they will reluctantly have to raise rates. But its a long lag. Brokered CD's are months ahead of Banks. (In both directions).
Most brokered CDs tend to be semi-annual, some are monthly. It should say in the description.I see Fidelity is paying 3.20% on 5 yr and 3% on 3 and 4yr CD's now. Do you know if it's possible to get the monthly interest deposited to a bank account on these, or just payable at the end of maturity?
I see Fidelity is paying 3.20% on 5 yr and 3% on 3 and 4yr CD's now. Do you know if it's possible to get the monthly interest deposited to a bank account on these, or just payable at the end of maturity?
Most brokered CDs tend to be semi-annual, some are monthly. It should say in the description.
I see Fidelity is paying 3.20% on 5 yr and 3% on 3 and 4yr CD's now.