Recently put a freeze at all 3 credit bureaus. This prevents any credit check or ability to open a new credit account unless I unfreeze. Do I have to unfreeze all 3? or find out which credit bureau the company/service uses to check my credit? Does one credit company affect all 3?
Example: I open a charge account with Macy's with Transunion and only unfreeze Transunion. I miss a payment. Reporting goes to all 3 credit bureau's right? My credit score varies a few pts. with each bureau for some reason.
Example: I open a charge account with Macy's with Transunion and only unfreeze Transunion. I miss a payment. Reporting goes to all 3 credit bureau's right? My credit score varies a few pts. with each bureau for some reason.