I’ve moved everything to the MS Cloud. I’m a retired IT PM and after visiting MS and learning that OneDrive has a data retention level of 12 Nines, meaning they will have your data 99.999999999999% of the time, I knew my home backup retention could not cover that. Bundled with O365 annual subscription it made sense.
Do you keep local copies of the data files? I use Onedrive but I have resisted deleting the local copies, the "save space" option.