We attended a Financial advisor free dinner 2 years ago. We won the drawing for another free dinner at the session. The guy seemed to be knowledgeable about tax planning and other retirement concerns. Did not seem to be pushing any BS.
2 year later another presentation for the same firm pops up on facebook. So I think maybe there's some new information. So we go again. 3rd free dinner. Pretty much the same info as before.
This time we schedule a meeting.
We block out account numbers on any information we share at the meeting, spend about an hour discribing our situation. We've made it 22 and 13 years into retirement without any help. Concerns are widow tax & survivor income, how much can we spend and still cover possible LTC or buy in to a CCRC, are we doing enough Roth conversion.
2nd meeting is tomorrow. We'll see how it goes.
If I've learned anything in life it's not to put others in a position where they can do me harm. That's why I can't own a home in a HOA.
In the mail today is a free dinner offer for the best local steakhouse in the area. We don't even go to this place do to the cost. It's a presentation about solar energy products. We're still thinking about that one. We don't generally attend these free dinner offers. There's no way I have a bunch of solar panels installed on a roof, that would have to be removed when the shingles need replacing.
2 year later another presentation for the same firm pops up on facebook. So I think maybe there's some new information. So we go again. 3rd free dinner. Pretty much the same info as before.
This time we schedule a meeting.
We block out account numbers on any information we share at the meeting, spend about an hour discribing our situation. We've made it 22 and 13 years into retirement without any help. Concerns are widow tax & survivor income, how much can we spend and still cover possible LTC or buy in to a CCRC, are we doing enough Roth conversion.
2nd meeting is tomorrow. We'll see how it goes.
If I've learned anything in life it's not to put others in a position where they can do me harm. That's why I can't own a home in a HOA.
In the mail today is a free dinner offer for the best local steakhouse in the area. We don't even go to this place do to the cost. It's a presentation about solar energy products. We're still thinking about that one. We don't generally attend these free dinner offers. There's no way I have a bunch of solar panels installed on a roof, that would have to be removed when the shingles need replacing.