Has anyone heard of the Grangaard Strategy, specifically his 30 year retirement portfolio. He uses 2 buckets, consisting of a 10 year holding/ spending cycle. The income bucket consists of treasury bonds and CD's and the holding(long term) bucket consists of large and small cap stocks. He assumes a 7% return in the long term bucket and a 3.86% return in the short term income bucket which he draws down over 10 years.
Any thoughts on this strategy by Paul Grangaard, CPA
Any thoughts on this strategy by Paul Grangaard, CPA