HappyMinimalist
Dryer sheet wannabe
- Joined
- Jul 28, 2017
- Messages
- 24
DH and I have plans to ER in 2020 but it is hard to talk about it with friends who have a different take on life. Imagine my pleasure at happening upon this site with so many like-minded people! We worry about not socking away enough to make it to the end so it is heartening to read about folks who have taken the leap and thrived.
Just a short intro- DH is 51 and I am 49. Technically DH is the one who will ER in 2020 since I have been a SAHM for past 10 years. Our sunny island is not in the Bahamas, we hail from Singapore on the other side of the globe. Our ER will be self-financed with no SS or pension to speak of. However, we do have a provident fund which takes a certain percentage from his salary with an almost matching contribution from his employer. I will not go into details about our finances as Singapore is a small country and someone we know may read this but suffice to say Firecalc gave us 100% success rate for all scenarios.
We have been planning ER for a couple of years but it has taken on a sense of urgency lately. I have recently recovered from sciatica, this is the second time in as many years but this time it took almost 5 months for the pain to go away. DH's side of the extended family had a death and a broken hip. All these happenings left both of us feeling like time is running out, we want to ER, enjoy our time together, do the things we want to do before one of us gets struck down. I just read what I have written, sorry I seem to have gone overboard on the doom and gloom.
Just a short intro- DH is 51 and I am 49. Technically DH is the one who will ER in 2020 since I have been a SAHM for past 10 years. Our sunny island is not in the Bahamas, we hail from Singapore on the other side of the globe. Our ER will be self-financed with no SS or pension to speak of. However, we do have a provident fund which takes a certain percentage from his salary with an almost matching contribution from his employer. I will not go into details about our finances as Singapore is a small country and someone we know may read this but suffice to say Firecalc gave us 100% success rate for all scenarios.
We have been planning ER for a couple of years but it has taken on a sense of urgency lately. I have recently recovered from sciatica, this is the second time in as many years but this time it took almost 5 months for the pain to go away. DH's side of the extended family had a death and a broken hip. All these happenings left both of us feeling like time is running out, we want to ER, enjoy our time together, do the things we want to do before one of us gets struck down. I just read what I have written, sorry I seem to have gone overboard on the doom and gloom.