Have you been reducing equities in recent years?

[cyber888]

I'm in my mid-50s and I'm about 83% - 85% equities, and the 15% - 17% in fix income at 3.3%. It will stay that way until the Fed increase rates at the end of 2023. After that, I may go back to 70% - 30% or 75% - 25%. Not retired yet, so I'm fine being aggressive.

 

[RobbieB]

I started retirement at about 80-20. I then increased the bonds so I was 75-25 for a bit and now seven years later I'm back to 80-20. And all the withdrawals have come from equities, zero from bonds/cash.