Healthcare reform - a wave of early retirees?

[rnsmth]

Hi, Ron. 12K/year sounds about right for continuing a work plan (low deductible) for a couple through COBRA. My COBRA for a family (3 of us) is 1164/month, and includes dental and vision plans. Yeah, ouch. We're in good health, so I've applied to switch to a high deductible individual/family plan with Health Savings Account, which will cut the cost significantly.

Thanks M

Significant cost reductions are good !

 

[FinanceGeek]

I've pondered that too. Kind of like a Credit Union, or a food co-op. They don't have to make a profit, just pool and spread the risk. I suspect that there are so many complex regulations that the "barriers to entry" are too high?

Many professional societies such as IEEE used to offer group health insurance to their members. I say "used to", because adverse selection has caused many of those plans to disband and/or convert to traditional underwriting.