Hi, folks!
Ive been a member for a few years but have only posted a few times.
Id like your input. Be nice.
Im 59. My husband passed unexpectedly in 2015.
At that time, I told myself that I was going to get out of
debt and retire.
I was a corporate/government travel consultant and was permanently
Furloughed last March. Ive been riding the Unemployment train since, but have
just restarted to apply for jobs. Almost a year later.
Since 2015, I have sold the cars that we had. Sold the 4br 2 1/2 bath with inground pool and 2 garages house and everything in it. Bought a manufactured home in a 55+ with cash, bought a 2019 rental car with low mileage with cash and have paid off my Ccs.
My few questions -
From what I understand, I can retire at 60 and collect my husbands SS and then, if mine is more, switch to mine at regular retirement age. Would that be a bad move? Im relatively healthy. I manage my diabetes.
Also, would you suggest that I hire a fiduciary to manage the $ I got from the sale of my house? How do you know who to trust? To most of you, 150,000 might not be alot, but to me it is. I also have a small 401k, traditional ira and TSP. Would you suggest I roll those over into a Roth? Ive been reading alot and what I see is that using Vanguard or Fidelity would be smart. When it comes to $ and where to put it, I just dont get it, so Ive just let sit safely. I do receive a part
of my husbands pension, of course.
Its just me. My 2 “kids” are self sufficient.
Ive been fortunate, when it comes to healthcare. 12.50 a month. Vision 12.50, Dental 41.00. Tricare for life after retirement.
Anybody? Thanks for your input.
Ive been a member for a few years but have only posted a few times.
Id like your input. Be nice.
Im 59. My husband passed unexpectedly in 2015.
At that time, I told myself that I was going to get out of
debt and retire.
I was a corporate/government travel consultant and was permanently
Furloughed last March. Ive been riding the Unemployment train since, but have
just restarted to apply for jobs. Almost a year later.
Since 2015, I have sold the cars that we had. Sold the 4br 2 1/2 bath with inground pool and 2 garages house and everything in it. Bought a manufactured home in a 55+ with cash, bought a 2019 rental car with low mileage with cash and have paid off my Ccs.
My few questions -
From what I understand, I can retire at 60 and collect my husbands SS and then, if mine is more, switch to mine at regular retirement age. Would that be a bad move? Im relatively healthy. I manage my diabetes.
Also, would you suggest that I hire a fiduciary to manage the $ I got from the sale of my house? How do you know who to trust? To most of you, 150,000 might not be alot, but to me it is. I also have a small 401k, traditional ira and TSP. Would you suggest I roll those over into a Roth? Ive been reading alot and what I see is that using Vanguard or Fidelity would be smart. When it comes to $ and where to put it, I just dont get it, so Ive just let sit safely. I do receive a part
of my husbands pension, of course.
Its just me. My 2 “kids” are self sufficient.
Ive been fortunate, when it comes to healthcare. 12.50 a month. Vision 12.50, Dental 41.00. Tricare for life after retirement.
Anybody? Thanks for your input.