Well.... now that the stockmarket has dipped below 9000, (although on a massive upswing today), I am thinking how can I capitalize on this situation. I have been reading others opinions, and thought I would ask the group their thoughts. After all... the combined financial knowlege and experience would put most brokerage houses to shame... Like all of you I have been living the LBYM lifestyle for a long time. As a result I have quite a bit of liquid assets right now. Normally this would have been foolish, but just happened to work out now that the market has gone down so much. I was thinking of opening up a taxable Vanguard Mutual fund account. I am already maxed out on Roth IRA and 401k. I was thinking of taking 15k and splitting it between Vanguards Total Market, and Total internation market. I am currently 35, so I still have a long retirement horizon... So what do you all think.... a smart move... or a foolish one? Thanks for all of your thoughts...