Marco - your posts on this thread have raised my curiousity. You said you pay an annual amount. And you said the doctor doesn't bill insurance.
Do you submit bills to your insurance after the fact?
What happens if you need a procedure that can't be done in office?
Does the doctor right referrals if you need them? (And I assume any referred specialists would take insurance.)
I'm curious about this because I can see paying an annual fee if it covered my medical needs.... That's kind of what I do when I pay my insurance premiums.... but I'm not limited to just my doctor... I can use the ER or urgent care... I can get radiology (mammogram)... etc.
Do you submit bills to your insurance after the fact?
What happens if you need a procedure that can't be done in office?
Does the doctor right referrals if you need them? (And I assume any referred specialists would take insurance.)
I'm curious about this because I can see paying an annual fee if it covered my medical needs.... That's kind of what I do when I pay my insurance premiums.... but I'm not limited to just my doctor... I can use the ER or urgent care... I can get radiology (mammogram)... etc.