I switched to 55/45 about 10 years ago and have been feeling like an idiot?
I have no issue with folks that have implemented whatever asset allocation they choose to live with. What I could not figure out is how to transition from 95/5 to something like 55/45 without having an element of Dirty Market Timing. The part of looking like the fool is not associated with the specific allocation, but rather the abrupt timing.