I know and remember a lot of us took advantage of the PenFed 5 yr CD that was offered about 4 1/2 years ago. Just curious as to what others plan to do when they come due this fall or early winter? I have a local bank that currently is offering a 5 yr. Cd at 3.00%. It may still be there when my CD's come due in December of 2018 but I don't know if going out another 5 years in a rising interest rate environment is the wise thing to do.